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Capital Guaranteed Pension

Capital Guaranteed Pension

Low cost and simple to operate, our Capital Guaranteed Pension Account provides a regular income stream during your retirement.

Tax free income

for over 60s

Capital

Guaranteed

Online

access

Overview

 

The main features of the Capital Guaranteed Pension Account are:
 

  • No entry or investment fees
  • Nominal administration fee of $5 per month
  • Your choice of pension payment frequency (monthly, quarterly, half yearly, annually)
  • Online access
  • Tax free income for members over 60 years of age
  • Capital guaranteed – no risk of negative returns
  • Fixed term and variable rate investment options
  • Covered by the Financial Claims Scheme
  • Asset class 100% cash
To open a Capital Guaranteed Pension Account, download the PDS, and call us on 1300 13 23 28, or visit your nearest branch.
Make an appointment with our Specialist
Enquire Online

Rates & Fees

 

Here are the rates and fees for the Capital Guaranteed Pension Account:
 

  • Minimum opening investment $50,000
  • Minimum ongoing balance $6,000
  • Minimum term deposit investment $20,000

Variable Rate Investment Option*

Balance Interest Rate
$0 - $9,999 0.25% p.a.
>$10,000 0.25% p.a.

Fixed Term Investment Option^

Term Interest Rate
12 months 4.45% p.a.
24 months 3.80% p.a.
36 months 3.80% p.a.

 

 

 

 

 

 

*Interest is calculated daily and paid monthly to members' accounts.
^Minimum investment is $20,000. Interest is calculated daily and paid at maturity to members' accounts.
 

There are no entry or investment fees. Additional fees may be payable. For information about fees and costs please refer to the Product Disclosure Statement.

Make an appointment with our Specialist
Enquire Online

Questions


Here are most frequently asked questions about the Capital Guaranteed Pension. If you have questions or like to have general product discussion, please call us on 1300 13 23 28.


Is there a minimum balance needed to open a Capital Guaranteed Pension Account and keep it active?
Yes. An investment of $50,000 is needed to open an account, and an ongoing balance of at least $6,000 is needed.


Can I choose between fixed or variable investment options?
Yes, you can choose between fixed and variable investment options depending on your requirements. A minimum of 20% of the balance is required in the variable option.


Can I invest in fixed term option to earn interest?
Yes you can, You can invest in single or multiple fixed term options as far as you meet the minimum investment amount of $20,000 per fixed term. Please note you will be required to maintain 20% of account balance in variable interest option.


What does ‘Capital Guaranteed’ mean?
Capital Guarantee means that your investment is shielded from negative returns.


How can I access my account?
You can view your account online through our dedicated superannuation portal.

Make an appointment with our Specialist
Enquire Online

Features
Maximum interest rate1
Online Access
Covered by the Financial Claims Scheme
Investment options

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Capital Guaranteed Super Account

Capital Guaranteed Super

If you’re looking for a retirement savings account to safeguard your superannuation nest egg as you near retirement, our Capital Guaranteed Super Account provides a low cost, low risk and user-friendly way to manage your super. Guaranteed against negative returns, you’ll choose from variable and fixed rate investment options.

No negative

returns

Online

access

Covered by

the Financial Claims Scheme

Overview


Main features of the Capital Guaranteed Super Account:
 
  • Online access
  • No entry or investment fee
  • Nominal administration fee of $5 per month
  • Concessional tax rate
  • Capital guaranteed – no risk of negative returns
  • Ability to rollover existing super balances
  • Fixed and variable interest rate investment options
  • Interest calculated daily and paid monthly on the Variable Rate option
  • Interest calculated daily and paid on maturity Fixed Term options
  • Covered by the Financial Claims Scheme
  • Asset class 100% cash
To open a Capital Guaranteed Super Account, download the PDS and call us on 1300 13 23 28, or visit your nearest branch.
Make an appointment with our Specialist
Enquire Online

Rates & Fees


Here are the rates and fees for the Capital Guaranteed Super Account:

  • Minimum opening investment $6,000
  • Minimum ongoing balance $6,000
  • Minimum term deposit investment $20,000

Variable Rate Investment Option*

Balance Interest Rate
$0 - $9,999 0.25% p.a.
>$10,000 0.25% p.a.

 
 

 


Fixed Term Investment Option^

Term Interest Rate
12 months 4.45% p.a.
24 months 3.80% p.a.
36 months 3.80% p.a.

 

 

 


 

*Interest is calculated daily and paid monthly to members' accounts.
^Minimum investment is $20,000. Interest is calculated daily and paid at maturity to members' accounts.
 

There are no entry or investment fees. Additional fees may be payable. For information about fees and costs, please refer to the Product Disclosure Statement.

Make an appointment with our Specialist
Enquire Online

Questions

 

Here are most frequently asked questions about the Capital Guaranteed Super. If you have questions or like to have general product discussion, please call us on 1300 13 23 28


Is there a minimum balance needed to open a Capital Guaranteed Super Account and keep it active?
Yes. The minimum balance needed to open an account is $6,000. A balance of at least $6,000 is needed to keep the account active.


Can I choose between fixed or variable investment options?
Yes, you can choose between fixed or variable rate investment options depending on your requirements.


Can I invest in fixed term option to earn interest?
Yes you can, You can invest in single or multiple fixed term options as far as you meet the minimum investment amount of $20,000 per fixed term. Please note you will be required to maintain a minimum of $180 in variable interest option.


What does ‘Capital Guaranteed’ mean?
The Capital Guarantee that your investment is guaranteed to have positive return and is protected against negative returns when there is a downturn in the economy. 


How do I access my account?
You can view your superannuation account 24/7, simply login to our superannuation portal. You can view your account balance, investment options and a lot more.

Make an appointment with our Specialist
Enquire Online

Features
Maximum interest rate1
Online Access
Covered by the Financial Claims Scheme
Investment options

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Christmas Club

Christmas Club Account


Don’t get caught short at Christmas time again. The Christmas Club Account is designed to help you save money for when you need it most. With limited withdrawals throughout the year and a direct credit facility available, the Christmas Club Account helps you stay on track with your savings for the festive season.

Restricted

withdrawals

No minimum

balance

Competitive

interest rate

Overview


The Christmas Club Account has a number of features:
 

  • No account keeping fees
  • No minimum balance to get your savings started
  • Competitive interest rate
  • Interest calculated monthly and paid annually on 31 October
  • Withdrawals available between 1 November and 31 January each year
  • Over the counter access
To start saving for the holiday season with a Christmas Club Account,
apply online, call us on 1300 13 23 28, or visit your nearest branch.
Apply Online
Calculate

Rates & Fees


Here’s a breakdown of the rates and fees for the Christmas Club Account:
 

  • Interest Rate: 0.25%
  • Monthly account keeping fee: $0

Download Fees and Charges Schedule

Apply Online
Calculate

Questions


Here are the most common questions we get about our Christmas Club Account. Have a different question? Call us on 1300 13 23 28 to speak
to a consultant.


How is the interest calculated?
Interest is calculated monthly and is paid into your account on 31 October in a lump sum, to give your Christmas savings a boost.

When can I access my money?
You can make withdrawals from your account between 1 November and 31 January each year.

Can I access my money outside 1 November and 31 January?
The Christmas Club Account has restricted withdrawals to help you save. If you need to access your money outside of the access period, you can do so, however fees and charges apply.

What’s the best way to accumulate my savings?
The Christmas Club Account has a direct credit facility available. That means you can set up regular payments to go straight to your account.

Is there a minimum monthly balance required?
No, there is no minimum monthly balance required on the Christmas Club Account.

Apply Online
Calculate

Features
Interest Rate
Monthly Fees
Online Banking
Mobile Banking
Interest Calculated
Interest Paid
Restricted Withdrawals
Minimum Balance
Maximum Balance
Minimum Deposit
Minimum Withdrawal
Direct Debit and Credit Facility
Bank @ Post
ATM and EFTPOS
Branch Banking

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Online Saver

Online Saver Account


The Online Saver Account gives you access to your money exclusively via Internet Banking, so you can avoid temptation and reach your savings goals faster. Plus, you’ll be rewarded with a competitive bonus interest rate when the conditions on the account are met*.

Online access

only

Bonus interest

rate

Savings available

on call

Overview


Key features of the Online Saver Account are:
 
  • Open to Australian citizens and permanent residents from 11 years of age and non-personal 
  • No minimum balance to get started
  • Competitive interest rate calculated daily and paid monthly
  • A bonus interest rate for balances between $0 - $500,000 when no withdrawals are made during the calendar month*
  • Maximum balance $500,000
  • No monthly account keeping fees
  • Savings available on call
  • Access exclusively via Internet Banking
  • Free transfers available through a linked bank account
To open an Online Saver Account, apply online, call us on 1300 13 23 28 to speak to a consultant, or visit us in person at your nearest branch.
Apply Online
Calculate

Rates & Fees


Here’s a summary of the rates and fees for the Online Saver Account:
 
  • Monthly account keeping fee: $0
  • FREE transfers to your linked bank account

 

Balance

Interest Rate Bonus Interest Rate
$0 - $500,000 0.10% p.a. + 4.25% p.a. if no withdrawals in calendar month

Download our Fees and Charges Schedule

Apply Online
Calculate

FAQs


Take a look at our most frequently asked questions about the Online Saver Account. Or, call us on 1300 13 23 28 to speak to a consultant if you have a different question.
    
How is the interest calculated?
The Online Saver has two interest rate tiers as well as a bonus interest rate. Interest is calculated daily and is paid into your account monthly.

Your quarterly statement will display 2 separate line items identifying the standard interest earned and Bonus interest earned (if applicable).

Is there a minimum balance needed to open the account and keep it active?
No, there is no minimum balance required. However to earn the bonus interest rate on the account, your account balance must be between $0 and $500,000.

Are there any restrictions on withdrawals?
No, there are no restrictions; however you will forfeit any bonus interest if you make a withdrawal during the month.

How do I get the bonus interest rate?
In order to earn the bonus interest, you must meet two conditions.

  1. The account balance must be between $0 and $500,000.
  2. There must have been no withdrawals in the past full month.

In the event your account meets the balance criteria mid month (due to a deposit) and there have been no withdrawals in the month, the bonus interest will only be applied for the number of days that the account was eligible.

Read the full set of FAQs here

Apply Online
Calculate

Features
Interest Rate
Monthly Fees
Online Banking
Mobile Banking
Interest Calculated
Interest Paid
Restricted Withdrawals
Minimum Balance
Maximum Balance
Minimum Deposit
Minimum Withdrawal
Direct Debit and Credit Facility
Bank @ Post
ATM and EFTPOS
Branch Banking

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Caravan Insurance

Caravan Insurance


With Caravan Insurance from Australian Military Bank, you can relax and enjoy your holiday knowing that your caravan is covered. And if anything happens, you’ll be back on the road without any major expense or trouble.

Cover for

damage and theft

Liability

Insurance

24 hour

claims

Overview 


Whether you’re touring around Australia or just enjoying a weekend getaway, our caravan insurance lets you relax and enjoy the ride.

The main features of our Caravan Insurance policy: 

  • Touring or on-site cover
  • Cover for your caravan or camper trailer
  • Optional cover for the contents in your caravan
  • Optional cover for your attached annexe
To request a quote or to apply for a Caravan Insurance policy, call us on 
1300 13 23 28, or visit us in person at your nearest branch.
Download a PDS
Contact Us

What is covered?
 

  • Accidental damage including collision
  • Cover for fixtures, fittings and permanently installed appliances, refrigerators, stoves, fixed air conditioning units and gas cylinders
  • Cover for fire, explosion, storm and theft
  • Cover whilst touring or parked on-site
  • Electrical motor burn-out Up to 10 years old
  • Emergency accommodation if your caravan is damaged and uninhabitable ($100 a day – up to 5 days)
  • New-for-old caravan replacement in the event of a total loss up to 1 year old
  • Optional annexe, contents and flood cover
  • Costs to return property to your home if your caravan is damaged in an accident and cannot be used up to $500
  • Towing costs
  • $30 million liability cover
Download a PDS
Contact Us

Questions


We get asked a lot of questions about our Caravan Insurance. Have a different question? Call us on 1300 13 23 28 to speak to a consultant.
    

Is my caravan covered if it gets damaged whilst stationary?
Yes, your caravan is covered for things like storm damage when it’s stationary and set up.


Is my caravan covered if I have an accident whilst towing it on the road?
Yes, your caravan is covered if it’s involved in an accident on the road.


Will I have to pay an excess if the accident was not my fault?
If it’s agreed that the accident was not your fault and we are provided with all the relevant documentation, you won’t be liable to pay an excess. Refer to the PDS for more information.


Am I covered for damage or theft to the contents of my caravan?
Contents cover for your caravan is optional and will incur additional premiums to your policy. Refer to the Product Disclosure Statement for more information.     


If my caravan is damaged or stolen while we’re on holiday, am I covered for alternative accommodation costs?
Yes, you’ll be covered for emergency accommodation expenses up to $100 per day to a maximum of 5 days.

Download a PDS
Contact Us

Features
24/7 claims
Quote online
Multi policy discount
No claim bonus discount

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Landlord Insurance

Landlord Insurance


Protecting a property you don’t live in can be difficult but with Landlord Insurance, you’ll have peace of mind knowing your asset is covered. 

With Landlord Insurance from Australian Military Bank, you’ll have protection from fire, storm, flood and theft as well as cover for loss or damage.

Flood

cover

Cover for loss

of rental income

Cover for

temporary repairs

Overview

 

Landlord Insurance is offered through our Insurance partner CGU Insurance and includes:
 

  • Covers your property for loss or damage to the dwelling plus any fittings and furnishings
  • Cover for the standard events: fire, storm, flood and theft 
  • Optional cover for theft by a tenants 


You’ll also have the option to include rental income protection which includes:
 

  • Cover for any loss of rent for up to 12 months in the event that your building is uninhabitable as a result of a damage to your property or a nearby property
  • Cover for up to $5,000 against rent default by your tenants. This option also protects you against theft by a tenant.
To request a quote or to apply for Landlord Insurance, apply online, call 1300 13 23 28, or visit your nearest branch.
Get a quote
Download a PDS

Benefits

 

Here’s a summary of the main benefits of our Landlord Insurance:
 

  • Accidental breakage of fixed glass, basins, sinks, baths and toilets
  • Accidental damage (excludes loss or damage caused by a tenant or their visitors)
  • Architects, surveyors and legal fees, in addition to the building sum insured.
  • Burning out of an electric motor for motors up to 15 years old and 5hp.
  • Deliberate or intentional acts, vandalism or a malicious acts
  • Choice of liability
  • Flood Cover
  • Optional Loss of Rent cover
  • Optional Rent Default and Theft by a Tenant cover
  • Removal of Debris and Demolishing Costs, in addition to the building sum insured.
  • Water or liquid damage
Get a quote
Download a PDS

Questions

 

Here are the top 5 questions we get asked about our Landlord Insurance. Call us on 1300 13 23 28 if you have a different question.

    
Can I be covered for theft by my tenants?
Yes, you can choose theft cover as an optional extra on your policy. 


Can I be covered for loss of rental income?
Yes, you can include optional rental income protection on your policy.


Can I be covered for rent default?
Yes, you can include rent default as an optional extra on your insurance policy.


Is legal liability included in my policy?
Yes, you have the choice of liability ($5 million, $10 million, $15 million or $20 million).


Am I protected against flood?
Yes, with Landlord Insurance you are automatically covered against flood.

 

Get a quote
Download a PDS

Features
24/7 claims
Quote online
Multi policy discount
No claim bonus discount

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Home Insurance

Home Insurance


Your home and everything you value ought to have proper protection. If the worst should ever happen, it’s nice to know that your home and possessions will be replaced. From kitchen appliances to furniture and the house itself, it all adds up.

24/7 claims

hotline

Cover for

burglary

Cover for

storms and floods

Overview


The key features of each of our Home Insurance policies are:

Accidental Damage

  • Cover for your contents at home or away from home
  • Cover for accidental loss and damage
  • Cover for a range of listed events 
  • Additional cover for rebuilding and alternative accommodation
  • Automatic flood cover
  • New-for-old  contents replacement cover 
Download the Accidental Damage PDS

Listed Events

  • Automatic flood cover
  • Cover for a range of listed events 
  • Additional cover for rebuilding and alternative accommodation
  • New-for-old  contents replacement cover 
Download the Listed Events PDS

Fundamentals

  • Automatic flood cover
  • Cover for a range of standard events 
  • New-for-old  contents replacement cover 
Download the Home Fundamentals PDS
To request a quote or to apply for Home Insurance, go online, call us on
1300 13 23 28, or visit your nearest branch.
Get a quote

Compare

 

Features

Accidental Damage

Listed Events

 Fundamentals
Accidental damage or accidental loss yes N/A N/A
Alternate accommodation
Paid in addition to the sum insured		 Up to 10% of sum insured Up to 10% of sum insured Up to 10% of sum insured

Architects, surveyors and legal fees
Paid in addition to the sum insured

Up to 10% of sum insured

Up to 10% of sum insured

 Up to 10% of sum insured

Burning out of an electric motor
for motors up to 15 years old

yes

yes

 N/A

CDs, DVDs, BluRay® discs and software
Up to $20,000 per item or boxed set unless specified

yes

yes

 yes

Contents at home in the open air

yes

Up to $2,000 for
the events listed

 Up to $1,000 for
the events listed

Credit card and transaction card misuse

$5,000

$5,000

 $1,000

Fine art, paintings and works of art
Up to $20,000 per item unless specified

yes

yes

 yes

Flood Cover (Automatic)

yes

yes

 yes

Frozen food
following breakdown of freezer

yes

up to $500

 N/A

New-for-old replacement cover (Contents)

yes

yes

 yes

Removal of debris and demolishing costs
Paid in addition to the sum insured

Up to 10% of sum insured

Up to 10% of sum insured

 Up to 10% of sum insured

Replacing keys and repairs to and recoding of locks and barrels

No limit

Up to $1000

 Up to $1000

Valuable items
Jewellery, mobile phones, tablet computers, notebook computers, cameras & photographic equipment, portable music players, etc.

20% of sum insured or $7,500 whichever is greater
(Up to $2,500 per item)

20% of sum insured or $5,000 whichever is greater
(Up to $2,500 per item)

 $2,000 in total
(Up to $1,000 per item)

Optional additional valuables cover
Worldwide cover for up to 90 consecutive days

$250

$250

 $250

Vet expenses if your pet is injured in a road accident

Up to $500

Up to $500

 N/A


This table is a summary of highlighted features and benefits only. Please refer to the CGU Accidental Damage Home Insurance, CGU Listed Events Home Insurance and CGU Fundamentals Home Insurance Product Disclosure Statements (PDS) and Policies for full terms and conditions.

Get a quote

Questions

 

Here are the top 5 questions we get asked about our Home Insurance policies. Have a different question? Call us on 1300 13 23 28 to speak to an insurance consultant.
    

Is there a discount for DHOAS Home Loans?
Yes, if you have a DHOAS Home Loan and take out a Home Insurance Policy, you will receive a 10% discount off your premium.


If I’m unable to live in my home due to damage, am I covered for accommodation costs?
Yes, you can be covered for a period of 12 months or 10% of the building sum insured. 
 

Can I reduce my premiums if my house is well secured?
Yes. The more secure your property is – through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay. 
 

Can I choose my own excess?
Yes. Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of nil excess, $250, $500, $600, $700, $750, $800, $900, $1,000, $2,500, $5,000, $7,500, $10,000  The higher the excess you choose, the lower the premium you’ll pay.

Get a quote

Features
24/7 claims
Quote online
Multi policy discount
No claim bonus discount

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Debt Consolidation Loan

Debt Consolidation Loan

 

If you’re looking for a way to get on top of your existing debt, our Debt Consolidation Loan helps you manage all of your debt with one easy repayment.

No monthly

fees

Repayments

from your pay

Fast approval

process

Overview


Our Debt Consolidation Loan features:
 
  • Minimum loan size $1,000, maximum $40,000
  • Loan term of up to 5 years
  • The option to make extra repayments
  • The option to pay off your loan early without penalty
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • The option to make repayments straight from your salary
  • No monthly or annual fees
To apply for the Debt Consolidation Loan, you can submit an application online, call us on 1300 13 23 28 or visit your nearest branch.
Apply Now
Calculate

Rates & Fees

 

Here’s a list of the rates and fees for the Debt Consolidation Loan:
 

  • Rate:  
  • Comparison rate*:

*Comparison rate based on a $30,000 loan over 5 years unsecured. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate.  

  • Application fee: $150
  • Monthly fee: $0
  • Annual fee: $0

Additional fees may be payable. For more information please see our Fees and Charges Schedule.

Download the Fees and Charges Schedule

Apply Now
Calculate

FAQs


Here are the most common questions we get asked about our Debt Consolidation Loan. Can’t see your question? Call us on 1300 13 23 28 to speak to a consultant.


Will Australian Military Bank help me to transfer across my existing debts?
Absolutely, our friendly consultants are happy to help you out. Give us a call if you’re unsure on 1300 13 23 18.

Can I make extra repayments on my loan?
Yes. You can make additional repayments on your loan and even better, there’s no penalty for early repayment.

Can I redraw funds paid in advance from my loan?
No, the Debt Consolidation Loan does not have a redraw facility. Refer to the comparison table below for all the features.

Can I choose my repayment frequency?
Yes. You can choose the repayment frequency that best suits you - weekly, fortnightly or monthly. That means you can align your repayment to your pay day or whenever suits you best.

How long do I have to pay off my loan? 
You have up to 5 years to pay off your loan but if you would like to reduce your loan term you can make additional repayments at no extra charge.

Apply Now
Calculate

Interest Rate
Comparison Rate*
Redraw Facility
Minimum Amount
Maximum Amount
Loan Period
Early Repayments without Penalty
Loan Repayments from Pay
Flexible Repayment Options
Maximum Car Age

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Car Insurance

Car Insurance


Your car might be your pride and joy, your daily commute, your weekend escape or just your little run-around. With car insurance from Australian Military Bank, you can relax and enjoy the drive knowing that should anything happen, you’ll be back on the road without major expense or hassles.

 

Range of

options

Simple

claims

Affordable

premiums

Overview


Comprehensive

  • Protects your own car plus for accidents you or others cause
  • Protects any damage you cause to other vehicles and property
  • Cover for theft, storms and other unforeseen events.

Third Party Property Damage

  • Cover for damage you cause to other vehicles or property
  • Not covered for damage to your own car
  • Cover for your car up to $5,000 for damage caused by an uninsured motorist.

Third Party Fire and Theft

  • Cover for damage you cause to other vehicles or property
  • Protection against theft or the burning of your vehicle
  • Not covered for damage to your own car
  • Cover for your car up to $5,000 for damage caused by an uninsured motorist.​
To request a quote or to apply for a Car Insurance policy, call us on
1300 13 23 28, click here  or visit your nearest branch.
Get a Quote
Download a PDS

Compare

 

Features Comprehensive Third Party Fire & Theft Third Party Property Damage
Australia-wide Cover yes yes yes
Nominated Driver Discount (option) yes yes yes
Nominated Driver Low Kilometre Discount (option) yes N/A N/A
Choice of agreed or market value yes N/A N/A
No Claim Bonus protection (automatic after 2 claim free years on a Rating 1 with us) yes N/A N/A
Optional windscreen extension yes N/A N/A
Personal items (if damaged in an incident, or stolen from a locked car) Up to $1000 N/A N/A
Replacing your vehicle after a total loss (age and kilometre limits apply) Up to 3 years old N/A N/A
Trailer attached to your vehicle Up to $1000 N/A N/A
Baby capsules and child seats yes N/A N/A
Emergency or temporary repairs Up to $500 Up to $500 N/A
Recoding of locks and barrels after theft of keys Up to $1000 Up to $1000 N/A
Choice of repairer yes yes yes
Uninsured motorist damage (not at-fault collision with an uninsured motorist) No limit Up to $5000 Up to $5000
Hire car after theft or attempted theft Up to 14 days Up to 14 days N/A
$30 million liability cover (damage to another person’s property) yes yes yes


This table is a summary of highlighted features and benefits only. Please refer to the CGU Motor Vehicle Insurance Product Disclosure Statement (PDS) and Policy for full terms and conditions.

Get a Quote
Download a PDS

Questions

 

Here are our most common questions about our Car Insurance policies. Have a different question? Call us on 1300 13 23 28 to speak to a consultant.
    
What is ‘agreed value’?
An ‘agreed value’ is the amount we agree to insure your vehicle for, and will not change for the duration of the policy. By choosing an agreed value, you’ll know exactly what you’ll be covered for in the event of an accident. This is different to ‘market value’ that can fluctuate with market conditions.


Will I have to pay an excess if the accident was not my fault?
If it’s agreed that the accident was not your fault and we are provided with all the relevant documentation, you won’t be liable to pay an excess. Refer to the PDS for more information.
 

How can I make a claim?
Making a claim is simple and easy. Call us on call 132294.


Do I need to add my child to my policy if they only drive occasionally?
If an additional driver will be driving your vehicle once a month, or more frequently, you will need to nominate them as a regular driver. Depending on their age and if they are nominated as a driver, additional excesses may apply. You can nominate additional drivers by calling us on 132294.


How do I update the details on my policy?
To update the details on your policy, simply call us on 132294.

Get a Quote
Download a PDS

Features
24/7 claims
Quote online
Multi policy discount
No claim bonus discount

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"Thanks to the staff in the Direct Contact Centre, you have made the loan process fun and easy. You're the reason that I keep banking with Australian Military Bank."
Craig, WA - member since 2001
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