Home Loans
starting from
starting from
Use the arrows to scroll through the many Australian Military Bank Home Loans options RESET
-
Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw.6.43% p.a.6.47% p.a.Up to 95%$0$0Principal and interest only$150,000Up to 30 yearsOwner OccupierVariable
-
Get the flexibility of a variable rate with the benefit of a 100% offset facility6.98% p.a.7.02% p.a.Up to 95%$0$0Principal and interest$150,000Up to 30 yearsOwner OccupierVariable
-
Two year fixed home loan offering the security of knowing what your repayments will be6.10% p.a.6.84% p.a.Up to 90%$0$0Principal and interest$150,000Up to 30 years with a 2 year fixed rate periodOwner OccupierFixed
-
Three year fixed home loan offering the security of knowing what your repayments will be5.99% p.a.6.73% p.a.Up to 90%$0$0Principal and interest$150,000Up to 30 years with a 3 year fixed rate periodOwner OccupierFixed
-
A variable rate loan helping you to build your dream home, granny flat or renovate your existing home6.78% p.a.6.82% p.a.Up to 90%$0$0Interest only$50,0002 yearsOwner OccupierVariable
-
Variable rate home loan with the benefit of 100% offset facility6.98% p.a.7.02% p.a.Up to 95%$0$0Principal and interest$50,000Up to 30 yearsOwner OccupierVariable
-
One year fixed home loan offering the security of knowing what your repayments will be6.50% p.a.6.96% p.a.Up to 90%$0$0Principal and interest$150,000Up to 30 years with a 1 year fixed rate periodOwner OccupierFixed
-
Five year fixed home loan offering the security of knowing what your repayments will be6.30% p.a.6.71% p.a.Up to 90%$0$0Principal and interest$150,000Up to 30 years with a 5 year fixed rate periodOwner OccupierFixed
The small print
Home Loan applications are subject to Australian Military Bank’s normal lending criteria. Full terms and conditions will be included with our loan offer. Fees and charges are applicable. Rates are effective from 24 September 2024 and are subject to change. Rates displayed on this page are not reference rates and are available for new loan applications only unless noted otherwise.
1 Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan. Terms and conditions apply.
2 Rates are current at the time of publication and are subject to change. The rates displayed are at 80% LVR (meaning that a minimum 20% deposit is required), excluding the Ratesaver Home Loan where the interest rate is displayed at 70% LVR (meaning that a minimum 30% deposit is required). The rates displayed are only available for new owner occupier, loan borrowings of $150,000 or more (excluding the Construction Home Loan and Standard Variable Home Loan, the interest rate displayed is applicable for new loan borrowings of $50,000 or more).
3 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. The rates displayed are at 80% LVR (meaning that a minimum 20% deposit is required). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
4 This amount is inclusive of Lenders Mortgage Insurance (LMI) premium (except for Construction Home Loan, where LVR is exclusive of LMI). LMI is required when borrowing in excess of 80% LVR. Further restrictions may apply as required by our Lender’s Mortgage Insurance provider.
5 The Home Guarantee Scheme (HGS or Scheme) is an Australian Government initiative to support eligible home buyers purchase a home sooner. The Scheme is administered by Housing Australia on behalf of the Australian Government. For more information, click here.
6 Based on total average monthly balance and applies to ATM, EFTPOS, Direct Debit and BPAY® transactions.
The Target Market Determinations (TMD) for our products are available here
® Registered to BPAY Pty Ltd ABN 69 079 137 518
The small print
Home Loan applications are subject to Australian Military Bank’s normal lending criteria. Full terms and conditions will be included with our loan offer. Fees and charges are applicable. Rates are effective from 24 September 2024 and are subject to change. Rates displayed on this page are not reference rates and are available for new loan applications only unless noted otherwise.
1 Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan. Terms and conditions apply.
2 Rates are current at the time of publication and are subject to change. The rates displayed are at 80% LVR (meaning that a minimum 20% deposit is required), excluding the Ratesaver Home Loan where the interest rate is displayed at 70% LVR (meaning that a minimum 30% deposit is required). The rates displayed are only available for new owner occupier, loan borrowings of $150,000 or more (excluding the Construction Home Loan and Standard Variable Home Loan, the interest rate displayed is applicable for new loan borrowings of $50,000 or more).
3 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. The rates displayed are at 80% LVR (meaning that a minimum 20% deposit is required). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
4 This amount is inclusive of Lenders Mortgage Insurance (LMI) premium (except for Construction Home Loan, where LVR is exclusive of LMI). LMI is required when borrowing in excess of 80% LVR. Further restrictions may apply as required by our Lender’s Mortgage Insurance provider.
5 The Home Guarantee Scheme (HGS or Scheme) is an Australian Government initiative to support eligible home buyers purchase a home sooner. The Scheme is administered by Housing Australia on behalf of the Australian Government. For more information, click here.
6 Based on total average monthly balance and applies to ATM, EFTPOS, Direct Debit and BPAY® transactions.
The Target Market Determinations (TMD) for our products are available here
® Registered to BPAY Pty Ltd ABN 69 079 137 518
