The small print

Applications are subject to Australian Military Bank’s normal lending criteria. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Rates are effective from 13 October 2021 and are subject to change.
¹ Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan. Terms and conditions apply.
² Rates are current at the time of publication and are subject to change. The rates displayed are at 80% LVR (meaning that a minimum 20% deposit is required) with the exception of RateSaver Home Loan with rates displayed at 70% LVR (meaning that a minimum 30% deposit is required). The rates displayed are only available for new owner occupier, loan borrowings of $150,000 or more (excluding the Value Home Loan & Construction Home Loan, the interest rate displayed is applicable for new loan borrowings of $500,000 or more, as well as the RateSaver Home Loan, the interest rate displayed is applicable for new loan borrowings of $250,000 or more).
³ Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. The rates displayed are at 80% LVR (meaning that a minimum 20% deposit is required). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 
⁴ This amount is inclusive of Lenders Mortgage Insurance (LMI) premium. LMI is required when borrowing in excess of 80% LVR. Further restrictions may apply as required by our Lender’s Mortgage Insurance provider.
⁵  Based on total average monthly balance and applies to ATM, EFTPOS, Direct Debit and BPAY® transactions. 
⁶ The First Home Loan Deposit Scheme is an Australian Government initiative to help first home buyers get into their first home sooner. Australian Military Bank is proud to be supporting the initiative and supporting eligible first home buyers enter the property market. This is subject to available offers. For more information, click here.
**$2,500 cashback offer is available for eligible home loans refinanced from a financial institution other than Australian Military Bank and applied for between 17 September 2021 to 31 October 2021 and settling within 90 days of the initial application date. Eligible loans must have principal and interest repayments with an LVR of less than or equal to 90% (inc LMI). Applicants must borrow a minimum of $300,000, and the loan must be for a new loan to Australian Military Bank, for a property not currently held as security by Australian Military Bank. The promotion is limited to one $2,500 cashback per application, irrespective of the number of borrowers or loan accounts being opened through the refinance. A borrower that is a party to a loan that has received, or will receive, a cashback offer from Australian Military Bank, is unable to receive further cashback offers unless specifically noted by Australian Military Bank. Applicants must open a valid Australian Military Bank transaction account held in the name of the borrower(s) and cashback will be paid to this account within 60 days of settlement. Maximum cashback is $2,500. Australian Military Bank reserves the right to change or withdraw the promotion at any time.
The Target Market Determinations (TMD) for our products are available here

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