Everyday Accounts

Managing your money shouldn’t give you a headache. That’s why we’ve created a range of flexible and accessible bank accounts.

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Everyday Accounts

Everyday Accounts

Our range of transaction accounts make managing your money and balancing your budget easy. We have five Everyday bank accounts to suit your lifestyle and everyday needs. For information regarding chargebacks, please click here.

Loan
Features
Monthly Service Fees
Visa Debit Card Access
Direct Debit and Credit Facility
Choose your debit card design
Cheque Facility
Interest Rate
Internet and Mobile Banking
ATM and EFTPOS
Bank @ Post
Branch Banking
Interest Calculated
Interest Paid

Use the arrows to scroll through the many Australian Military Bank Everyday Accounts options RESET

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Military Rewards Account
Access Account
Recruit Salary Saver Account
Pension Access Account
Military Clubs Account
Military Kids Account
100% Mortgage Offset Account

Features

Monthly Service Fees

Visa Debit Card Access

Direct Debit and Credit Facility

Choose your debit card design

Cheque Facility

Interest Rate

Internet and Mobile Banking

ATM and EFTPOS

Bank @ Post

Branch Banking

Interest Calculated

Interest Paid

1% cash back on Visa payWave purchases under $100 (capped at $25 per month)***

$0

Yes

0.01% p.a.

Daily

Monthly

No monthly account keeping fees**
No minimum deposit required

$0

Yes

0.01% p.a.

Minimum monthly balance

Annually 31 May

No monthly account keeping fees
No minimum deposit required

$0

Yes

1.05% p.a.

Daily

Monthly

Stepped interest rates

$0

Yes

0.80% p.a.

Daily

Monthly

Unlimited card holders
Easy access with Visa Debit and BPAY®

$0

Yes

0.01% p.a.

Minimum monthly balance

Annually 31 May

Visa Card available from 11 years of age; no monthly account keeping fees**

$0

Yes

0.01% p.a.

Daily

Monthly

100% offset from your eligible Home Loan balance

$0

Yes

-

-

-

Array
(
    [0] => Array
        (
            [weight] => 19
            [value] => -
            [type] => text
            [label] => Interest Paid
            [machine_name] => field_interest_paid
            [0] => Array
                (
                    [-99] => Array
                        (
                            [weight] => -99
                            [value] => Military Rewards Account
                            [type] => text
                            [machine_name] => field_product_name
                        )

                    [-98] => Array
                        (
                            [weight] => -98
                            [value] => everyday-accounts/military-rewards
                            [type] => text
                            [machine_name] => field_product_url
                        )

                    [-97] => Array
                        (
                            [weight] => -97
                            [value] => An account that rewards your everyday spending and gives back to the Defence community
                            [type] => text
                            [machine_name] => field_product_content
                        )

                    [-96] => Array
                        (
                            [weight] => -96
                            [value] => https://ib.australianmilitarybank.com.au/AMBOnlineBanking/apps/services/www/AMBBankingApp/desktopbrowser/default/AMBAppIndex.html?bankId=AMB&pd=STMRA
                            [type] => text
                            [machine_name] => field_apply_url
                        )

                    [6] => Array
                        (
                            [weight] => 6
                            [value] => 1% cash back on Visa payWave purchases under $100 (capped at $25 per month)***
                            [type] => text
                            [label] => Features
                            [machine_name] => field_features
                        )

                    [8] => Array
                        (
                            [weight] => 8
                            [value] => $0
                            [type] => text
                            [label] => Monthly Service Fees
                            [machine_name] => field_monthly_service_fees
                        )

                    [9] => Array
                        (
                            [weight] => 9
                            [value] => 
                            [type] => list
                            [label] => Visa Debit Card Access
                        )

                    [10] => Array
                        (
                            [weight] => 10
                            [value] => Yes
                            [type] => text
                            [label] => Direct Debit and Credit Facility
                            [machine_name] => field_direct_debit_and_credit_fa
                        )

                    [11] => Array
                        (
                            [weight] => 11
                            [value] => 
                            [type] => list
                            [label] => Choose your debit card design
                        )

                    [12] => Array
                        (
                            [weight] => 12
                            [value] => 
                            [type] => list
                            [label] => Cheque Facility
                        )

                    [13] => Array
                        (
                            [weight] => 13
                            [value] => 0.01% p.a.
                            [type] => taxonomy
                            [label] => Interest Rate
                        )

                    [14] => Array
                        (
                            [weight] => 14
                            [value] => 
                            [type] => list
                            [label] => Internet and Mobile Banking
                        )

                    [15] => Array
                        (
                            [weight] => 15
                            [value] => 
                            [type] => list
                            [label] => ATM and EFTPOS
                        )

                    [16] => Array
                        (
                            [weight] => 16
                            [value] => 
                            [type] => list
                            [label] => Bank @ Post
                        )

                    [17] => Array
                        (
                            [weight] => 17
                            [value] => 
                            [type] => list
                            [label] => Branch Banking
                        )

                    [18] => Array
                        (
                            [weight] => 18
                            [value] => Daily
                            [type] => text
                            [label] => Interest Calculated
                            [machine_name] => field_interest_calculated
                        )

                    [19] => Array
                        (
                            [weight] => 19
                            [value] => Monthly
                            [type] => text
                            [label] => Interest Paid
                            [machine_name] => field_interest_paid
                        )

                )

            [1] => Array
                (
                    [-99] => Array
                        (
                            [weight] => -99
                            [value] => Access Account
                            [type] => text
                            [machine_name] => field_product_name
                        )

                    [-98] => Array
                        (
                            [weight] => -98
                            [value] => everyday-accounts/access
                            [type] => text
                            [machine_name] => field_product_url
                        )

                    [-97] => Array
                        (
                            [weight] => -97
                            [value] => A straightforward account that’s great for everyday transactions and paying bills
                            [type] => text
                            [machine_name] => field_product_content
                        )

                    [-96] => Array
                        (
                            [weight] => -96
                            [value] => https://ib.australianmilitarybank.com.au/AMBOnlineBanking/apps/services/www/AMBBankingApp/desktopbrowser/default/AMBAppIndex.html?bankId=AMB&pd=STACC
                            [type] => text
                            [machine_name] => field_apply_url
                        )

                    [6] => Array
                        (
                            [weight] => 6
                            [value] => No monthly account keeping fees** 
No minimum deposit required
                            [type] => text
                            [label] => Features
                            [machine_name] => field_features
                        )

                    [8] => Array
                        (
                            [weight] => 8
                            [value] => $0
                            [type] => text
                            [label] => Monthly Service Fees
                            [machine_name] => field_monthly_service_fees
                        )

                    [9] => Array
                        (
                            [weight] => 9
                            [value] => 
                            [type] => list
                            [label] => Visa Debit Card Access
                        )

                    [10] => Array
                        (
                            [weight] => 10
                            [value] => Yes
                            [type] => text
                            [label] => Direct Debit and Credit Facility
                            [machine_name] => field_direct_debit_and_credit_fa
                        )

                    [11] => Array
                        (
                            [weight] => 11
                            [value] => 
                            [type] => list
                            [label] => Choose your debit card design
                        )

                    [12] => Array
                        (
                            [weight] => 12
                            [value] => 
                            [type] => list
                            [label] => Cheque Facility
                        )

                    [13] => Array
                        (
                            [weight] => 13
                            [value] => 0.01% p.a.
                            [type] => taxonomy
                            [label] => Interest Rate
                        )

                    [14] => Array
                        (
                            [weight] => 14
                            [value] => 
                            [type] => list
                            [label] => Internet and Mobile Banking
                        )

                    [15] => Array
                        (
                            [weight] => 15
                            [value] => 
                            [type] => list
                            [label] => ATM and EFTPOS
                        )

                    [16] => Array
                        (
                            [weight] => 16
                            [value] => 
                            [type] => list
                            [label] => Bank @ Post
                        )

                    [17] => Array
                        (
                            [weight] => 17
                            [value] => 
                            [type] => list
                            [label] => Branch Banking
                        )

                    [18] => Array
                        (
                            [weight] => 18
                            [value] => Minimum monthly balance
                            [type] => text
                            [label] => Interest Calculated
                            [machine_name] => field_interest_calculated
                        )

                    [19] => Array
                        (
                            [weight] => 19
                            [value] => Annually 31 May
                            [type] => text
                            [label] => Interest Paid
                            [machine_name] => field_interest_paid
                        )

                )

            [2] => Array
                (
                    [-99] => Array
                        (
                            [weight] => -99
                            [value] => Recruit Salary Saver Account
                            [type] => text
                            [machine_name] => field_product_name
                        )

                    [-98] => Array
                        (
                            [weight] => -98
                            [value] => everyday-accounts/recruit-salary-saver
                            [type] => text
                            [machine_name] => field_product_url
                        )

                    [-97] => Array
                        (
                            [weight] => -97
                            [value] => A special everyday account for new Defence Force Recruits
                            [type] => text
                            [machine_name] => field_product_content
                        )

                    [-96] => Array
                        (
                            [weight] => -96
                            [value] => https://ib.australianmilitarybank.com.au/AMBOnlineBanking/apps/services/www/AMBBankingApp/desktopbrowser/default/AMBAppIndex.html?pd=STREC
                            [type] => text
                            [machine_name] => field_apply_url
                        )

                    [6] => Array
                        (
                            [weight] => 6
                            [value] => No monthly account keeping fees 
No minimum deposit required
                            [type] => text
                            [label] => Features
                            [machine_name] => field_features
                        )

                    [8] => Array
                        (
                            [weight] => 8
                            [value] => $0 
                            [type] => text
                            [label] => Monthly Service Fees
                            [machine_name] => field_monthly_service_fees
                        )

                    [9] => Array
                        (
                            [weight] => 9
                            [value] => 
                            [type] => list
                            [label] => Visa Debit Card Access
                        )

                    [10] => Array
                        (
                            [weight] => 10
                            [value] => Yes
                            [type] => text
                            [label] => Direct Debit and Credit Facility
                            [machine_name] => field_direct_debit_and_credit_fa
                        )

                    [11] => Array
                        (
                            [weight] => 11
                            [value] => 
                            [type] => list
                            [label] => Choose your debit card design
                        )

                    [12] => Array
                        (
                            [weight] => 12
                            [value] => 
                            [type] => list
                            [label] => Cheque Facility
                        )

                    [13] => Array
                        (
                            [weight] => 13
                            [value] => 1.05% p.a.
                            [type] => taxonomy
                            [label] => Interest Rate
                        )

                    [14] => Array
                        (
                            [weight] => 14
                            [value] => 
                            [type] => list
                            [label] => Internet and Mobile Banking
                        )

                    [15] => Array
                        (
                            [weight] => 15
                            [value] => 
                            [type] => list
                            [label] => ATM and EFTPOS
                        )

                    [16] => Array
                        (
                            [weight] => 16
                            [value] => 
                            [type] => list
                            [label] => Bank @ Post
                        )

                    [17] => Array
                        (
                            [weight] => 17
                            [value] => 
                            [type] => list
                            [label] => Branch Banking
                        )

                    [18] => Array
                        (
                            [weight] => 18
                            [value] => Daily
                            [type] => text
                            [label] => Interest Calculated
                            [machine_name] => field_interest_calculated
                        )

                    [19] => Array
                        (
                            [weight] => 19
                            [value] => Monthly
                            [type] => text
                            [label] => Interest Paid
                            [machine_name] => field_interest_paid
                        )

                )

            [3] => Array
                (
                    [-99] => Array
                        (
                            [weight] => -99
                            [value] => Pension Access Account
                            [type] => text
                            [machine_name] => field_product_name
                        )

                    [-98] => Array
                        (
                            [weight] => -98
                            [value] => everyday-accounts/pension-access-account
                            [type] => text
                            [machine_name] => field_product_url
                        )

                    [-97] => Array
                        (
                            [weight] => -97
                            [value] => An account for those over 55 and claiming a government pension
                            [type] => text
                            [machine_name] => field_product_content
                        )

                    [-96] => Array
                        (
                            [weight] => -96
                            [value] => https://ib.australianmilitarybank.com.au/AMBOnlineBanking/apps/services/www/AMBBankingApp/desktopbrowser/default/AMBAppIndex.html?bankId=AMB&pd=STPEN
                            [type] => text
                            [machine_name] => field_apply_url
                        )

                    [6] => Array
                        (
                            [weight] => 6
                            [value] => Stepped interest rates
                            [type] => text
                            [label] => Features
                            [machine_name] => field_features
                        )

                    [8] => Array
                        (
                            [weight] => 8
                            [value] => $0
                            [type] => text
                            [label] => Monthly Service Fees
                            [machine_name] => field_monthly_service_fees
                        )

                    [9] => Array
                        (
                            [weight] => 9
                            [value] => 
                            [type] => list
                            [label] => Visa Debit Card Access
                        )

                    [10] => Array
                        (
                            [weight] => 10
                            [value] => Yes
                            [type] => text
                            [label] => Direct Debit and Credit Facility
                            [machine_name] => field_direct_debit_and_credit_fa
                        )

                    [11] => Array
                        (
                            [weight] => 11
                            [value] => 
                            [type] => list
                            [label] => Choose your debit card design
                        )

                    [12] => Array
                        (
                            [weight] => 12
                            [value] => 
                            [type] => list
                            [label] => Cheque Facility
                        )

                    [13] => Array
                        (
                            [weight] => 13
                            [value] => 0.80% p.a.
                            [type] => taxonomy
                            [label] => Interest Rate
                        )

                    [14] => Array
                        (
                            [weight] => 14
                            [value] => 
                            [type] => list
                            [label] => Internet and Mobile Banking
                        )

                    [15] => Array
                        (
                            [weight] => 15
                            [value] => 
                            [type] => list
                            [label] => ATM and EFTPOS
                        )

                    [16] => Array
                        (
                            [weight] => 16
                            [value] => 
                            [type] => list
                            [label] => Bank @ Post
                        )

                    [17] => Array
                        (
                            [weight] => 17
                            [value] => 
                            [type] => list
                            [label] => Branch Banking
                        )

                    [18] => Array
                        (
                            [weight] => 18
                            [value] => Daily
                            [type] => text
                            [label] => Interest Calculated
                            [machine_name] => field_interest_calculated
                        )

                    [19] => Array
                        (
                            [weight] => 19
                            [value] => Monthly
                            [type] => text
                            [label] => Interest Paid
                            [machine_name] => field_interest_paid
                        )

                )

            [4] => Array
                (
                    [-99] => Array
                        (
                            [weight] => -99
                            [value] => Military Clubs Account
                            [type] => text
                            [machine_name] => field_product_name
                        )

                    [-98] => Array
                        (
                            [weight] => -98
                            [value] => everyday-accounts/mess-account
                            [type] => text
                            [machine_name] => field_product_url
                        )

                    [-97] => Array
                        (
                            [weight] => -97
                            [value] => A no fuss business account for Military Clubs. 
                            [type] => text
                            [machine_name] => field_product_content
                        )

                    [-96] => Array
                        (
                            [weight] => -96
                            [value] => https://ib.australianmilitarybank.com.au/AMBOnlineBanking/apps/services/www/AMBBankingApp/desktopbrowser/default/AMBAppIndex.html?pd=STMES
                            [type] => text
                            [machine_name] => field_apply_url
                        )

                    [6] => Array
                        (
                            [weight] => 6
                            [value] => Unlimited card holders 
Easy access with Visa Debit and BPAY® 
                            [type] => text
                            [label] => Features
                            [machine_name] => field_features
                        )

                    [8] => Array
                        (
                            [weight] => 8
                            [value] => $0
                            [type] => text
                            [label] => Monthly Service Fees
                            [machine_name] => field_monthly_service_fees
                        )

                    [9] => Array
                        (
                            [weight] => 9
                            [value] => 
                            [type] => list
                            [label] => Visa Debit Card Access
                        )

                    [10] => Array
                        (
                            [weight] => 10
                            [value] => Yes
                            [type] => text
                            [label] => Direct Debit and Credit Facility
                            [machine_name] => field_direct_debit_and_credit_fa
                        )

                    [11] => Array
                        (
                            [weight] => 11
                            [value] => 
                            [type] => list
                            [label] => Choose your debit card design
                        )

                    [12] => Array
                        (
                            [weight] => 12
                            [value] => 
                            [type] => list
                            [label] => Cheque Facility
                        )

                    [13] => Array
                        (
                            [weight] => 13
                            [value] => 0.01% p.a.
                            [type] => taxonomy
                            [label] => Interest Rate
                        )

                    [14] => Array
                        (
                            [weight] => 14
                            [value] => 
                            [type] => list
                            [label] => Internet and Mobile Banking
                        )

                    [15] => Array
                        (
                            [weight] => 15
                            [value] => 
                            [type] => list
                            [label] => ATM and EFTPOS
                        )

                    [16] => Array
                        (
                            [weight] => 16
                            [value] => 
                            [type] => list
                            [label] => Bank @ Post
                        )

                    [17] => Array
                        (
                            [weight] => 17
                            [value] => 
                            [type] => list
                            [label] => Branch Banking
                        )

                    [18] => Array
                        (
                            [weight] => 18
                            [value] => Minimum monthly balance
                            [type] => text
                            [label] => Interest Calculated
                            [machine_name] => field_interest_calculated
                        )

                    [19] => Array
                        (
                            [weight] => 19
                            [value] => Annually 31 May
                            [type] => text
                            [label] => Interest Paid
                            [machine_name] => field_interest_paid
                        )

                )

            [5] => Array
                (
                    [-99] => Array
                        (
                            [weight] => -99
                            [value] => Military Kids Account
                            [type] => text
                            [machine_name] => field_product_name
                        )

                    [-98] => Array
                        (
                            [weight] => -98
                            [value] => everyday-accounts/military-kids-account
                            [type] => text
                            [machine_name] => field_product_url
                        )

                    [-97] => Array
                        (
                            [weight] => -97
                            [value] => An everyday account designed to grow with your child and easily access their money. 
                            [type] => text
                            [machine_name] => field_product_content
                        )

                    [-96] => Array
                        (
                            [weight] => -96
                            [value] => /sites/default/files/pdf/AMB2025_FORM_Junior-Membership-Application.pdf
                            [type] => text
                            [machine_name] => field_apply_url
                        )

                    [6] => Array
                        (
                            [weight] => 6
                            [value] => Visa Card available from 11 years of age; no monthly account keeping fees**
                            [type] => text
                            [label] => Features
                            [machine_name] => field_features
                        )

                    [8] => Array
                        (
                            [weight] => 8
                            [value] => $0
                            [type] => text
                            [label] => Monthly Service Fees
                            [machine_name] => field_monthly_service_fees
                        )

                    [9] => Array
                        (
                            [weight] => 9
                            [value] => 
                            [type] => list
                            [label] => Visa Debit Card Access
                        )

                    [10] => Array
                        (
                            [weight] => 10
                            [value] => Yes
                            [type] => text
                            [label] => Direct Debit and Credit Facility
                            [machine_name] => field_direct_debit_and_credit_fa
                        )

                    [11] => Array
                        (
                            [weight] => 11
                            [value] => 
                            [type] => list
                            [label] => Choose your debit card design
                        )

                    [12] => Array
                        (
                            [weight] => 12
                            [value] => 
                            [type] => list
                            [label] => Cheque Facility
                        )

                    [13] => Array
                        (
                            [weight] => 13
                            [value] => 0.01% p.a.
                            [type] => taxonomy
                            [label] => Interest Rate
                        )

                    [14] => Array
                        (
                            [weight] => 14
                            [value] => 
                            [type] => list
                            [label] => Internet and Mobile Banking
                        )

                    [15] => Array
                        (
                            [weight] => 15
                            [value] => 
                            [type] => list
                            [label] => ATM and EFTPOS
                        )

                    [16] => Array
                        (
                            [weight] => 16
                            [value] => 
                            [type] => list
                            [label] => Bank @ Post
                        )

                    [17] => Array
                        (
                            [weight] => 17
                            [value] => 
                            [type] => list
                            [label] => Branch Banking
                        )

                    [18] => Array
                        (
                            [weight] => 18
                            [value] => Daily
                            [type] => text
                            [label] => Interest Calculated
                            [machine_name] => field_interest_calculated
                        )

                    [19] => Array
                        (
                            [weight] => 19
                            [value] => Monthly
                            [type] => text
                            [label] => Interest Paid
                            [machine_name] => field_interest_paid
                        )

                )

            [6] => Array
                (
                    [-99] => Array
                        (
                            [weight] => -99
                            [value] => 100% Mortgage Offset Account
                            [type] => text
                            [machine_name] => field_product_name
                        )

                    [-98] => Array
                        (
                            [weight] => -98
                            [value] => everyday-accounts/mortgage-offset-account
                            [type] => text
                            [machine_name] => field_product_url
                        )

                    [-97] => Array
                        (
                            [weight] => -97
                            [value] => A dedicated Offset Account that helps you pay off your home loan sooner by taking your money further and saving on interest.
                            [type] => text
                            [machine_name] => field_product_content
                        )

                    [-96] => Array
                        (
                            [weight] => -96
                            [value] => -
                            [type] => text
                            [label] => Apply UR
                            [machine_name] => field_apply_url
                        )

                    [6] => Array
                        (
                            [weight] => 6
                            [value] => 100% offset from your eligible Home Loan balance
                            [type] => text
                            [label] => Features
                            [machine_name] => field_features
                        )

                    [8] => Array
                        (
                            [weight] => 8
                            [value] => $0
                            [type] => text
                            [label] => Monthly Service Fees
                            [machine_name] => field_monthly_service_fees
                        )

                    [9] => Array
                        (
                            [weight] => 9
                            [value] => 
                            [type] => list
                            [label] => Visa Debit Card Access
                        )

                    [10] => Array
                        (
                            [weight] => 10
                            [value] => Yes
                            [type] => text
                            [label] => Direct Debit and Credit Facility
                            [machine_name] => field_direct_debit_and_credit_fa
                        )

                    [11] => Array
                        (
                            [weight] => 11
                            [value] => 
                            [type] => list
                            [label] => Choose your debit card design
                        )

                    [12] => Array
                        (
                            [weight] => 12
                            [value] => 
                            [type] => list
                            [label] => Cheque Facility
                        )

                    [13] => Array
                        (
                            [weight] => 13
                            [value] => -
                            [type] => taxonomy
                            [label] => Interest Rate
                            [machine_name] => field_interest_rate
                        )

                    [14] => Array
                        (
                            [weight] => 14
                            [value] => 
                            [type] => list
                            [label] => Internet and Mobile Banking
                        )

                    [15] => Array
                        (
                            [weight] => 15
                            [value] => 
                            [type] => list
                            [label] => ATM and EFTPOS
                        )

                    [16] => Array
                        (
                            [weight] => 16
                            [value] => 
                            [type] => list
                            [label] => Bank @ Post
                        )

                    [17] => Array
                        (
                            [weight] => 17
                            [value] => 
                            [type] => list
                            [label] => Branch Banking
                        )

                    [18] => Array
                        (
                            [weight] => 18
                            [value] => -
                            [type] => text
                            [label] => Interest Calculated
                            [machine_name] => field_interest_calculated
                        )

                    [19] => Array
                        (
                            [weight] => 19
                            [value] => -
                            [type] => text
                            [label] => Interest Paid
                            [machine_name] => field_interest_paid
                        )

                )

        )

    [1] => 6
)

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"I would recommend Australian Military Bank to those serving, as they understand our sometimes unique circumstances. Go and talk to their friendly and highly competent staff regarding any of your finances."
Glenn, Vic - member since 1980
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