Everyday Accounts

Managing your money shouldn’t give you a headache. That’s why we’ve created a range of flexible and accessible bank accounts.

Access Account

Access Account

The Access Account gives you access to your money 24/7 so you can do your banking whenever it suits you. With no monthly fees, it’s a perfect account for all your everyday needs.

No monthly


Choose your

card design

Earn interest on

your account balance


Key features of the Access Account are:
  • No monthly account keeping fees
  • Visa Debit Card access with your choice of card design
  • If you have an everyday account with us you have access to free Australian Military Bank ATMs
  • Tap and go payments with Visa payWave
  • Banking at Australia Post available
To open an everyday Access Account, go online, call us on 1300 13 23 28 to speak to a consultant, or visit us in person at your nearest branch.

Rates & Fees


Here’s a summary of the rates and fees for the Access Account:

  • Interest rate: 0.01% p.a.
  • Interest calculated monthly and paid annually on 31 May
  • No monthly account keeping fee

Additional fees may be payable. For information about these fees please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges



Take a look at our frequently asked questions about the everyday Access Account. Or, call us on 1300 13 23 28 to speak to a consultant if you have a different question.

Is there a minimum balance needed to open the account and keep it active?
No, there is no minimum balance required to open the account and keep it active.

What’s the most amount of money I can transfer?
The maximum amount you can transfer at one time is $5,000.

How does Visa payWave work?
Your new card is embedded with an antenna so that when it’s held against the payWave reader, a secure message is transmitted to the terminal to process your transaction. Visa payWave only works for purchases under $200.

How do I open an Access Account?
You can open an Access Account online, in branch or over the phone.

Can I earn interest on my balance?
Yes, you can earn interest on your balance, which is calculated monthly and paid annually on 31 May each year. Refer to the comparison table below for our current interest rates.

Monthly Service Fees
Visa Debit Card Access
Direct Debit and Credit Facility
Choose your debit card design
Cheque Facility
Interest Rate
Internet and Mobile Banking
Bank @ Post
Branch Banking
Interest Calculated
Interest Paid

Use the arrows to scroll through the many Australian Military Bank Everyday Accounts options  RESET


Like what you see

Like what you see? Let us help you further

Your browser is out-of-date!
click here to access online banking click here to upgrade your browser