Recruit Salary Saver Account
We know that starting out financially can be a challenge. That’s why we’ve introduced our Recruit Salary Saver Account exclusively for new Defence Force Recruits. It’s a simple everyday transaction account to give new Recruits a financial head start in their careers.

Designed specifically
for ADF Recruits

Tap and Pay
with Digital Wallets

Free
ATM withdrawals
Overview
- If you have an everyday account with us you have access to free Australian Military Bank ATMs
- No annual fee on the Visa Debit Card
- No monthly service fee when you deposit at least $1500 each month^
- Add your Visa card to your preferred digital wallet from Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay^^
- Access to fast and simple payments with PayID
- No minimum balance to get started
- Visa Debit Card access including your choice of card design

Rates & Fees
Here’s a summary of the rates and fees for the Recruit Salary Saver Account:
Interest Rates:
- Interest rate: 1.05% p.a.
- Interest calculated daily and paid monthly
Monthly Fees:
- Monthly service fee: $4 where the minimum deposit is not met^
Everyday Banking Fees:
- BPAY® transactions: Free
- Internet banking transactions: Free
- Mobile banking transactions: Free
- Australian Military Bank ATM transactions: Free*
- EFTPOS transactions: Free
Additional fees may be payable. For more information please see our Schedule of Fees and Charges.
Download our Schedule of Fees and Charges

Questions
Here are the top 5 questions we get asked about our Recruit Salary Saver Account. Can’t see your question? Call 1300 13 23 28.
Can I earn interest on my balance?
Can I use tap and go on my Visa debit card?
