Recruit Salary Saver Account

A special everyday transaction account designed especially for new Defence Force Recruits.


Recruit Salary Saver

Recruit Salary Saver Account

We know that starting out financially can be a challenge. That’s why we’ve introduced our Recruit Salary Saver Account designed for new Defence Force Recruits and Cadets. It’s a simple everyday transaction account to give new Recruits a financial head start in their careers.


for Recruits and Cadets

Tap and Pay

with Digital Wallets


ATM withdrawals


The Recruit Salary Saver Account is available to those aged between 12 and 30. It features:
  • Access to free Australian Military Bank ATMs
  • No annual fee on the Visa Debit Card
  • No monthly service fee 
  • Add your Visa card to your preferred digital wallet from Apple Pay, Google Pay, Samsung Pay, and Garmin Pay^^
  • Access to fast and simple payments with PayID
  • No minimum balance to get started
  • Visa Debit Card access including your choice of card design
To open a Recruit Salary Saver Account, apply online, call us on
1300 13 23 28, or visit your nearest branch.

Rates & Fees

Here’s a summary of the rates and fees for the Recruit Salary Saver Account:

Interest Rates:

  • Interest rate: 1.05% p.a.
  • Interest calculated daily and paid monthly

Monthly Fees:

  • Monthly service fee: $0

Everyday Banking Fees:

  • BPAY® transactions: Free
  • Internet banking transactions: Free
  • Mobile banking transactions: Free
  • Australian Military Bank ATM transactions: Free
  • EFTPOS transactions: Free

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges



Here are the top questions we get asked about our Recruit Salary Saver Account. Can’t see your question? Call 1300 13 23 28.

Who is eligible to open a Recruit Salary Saver?
You can open a Recruit Salary Saver Account if you are aged between 12 and 30.

Can I earn interest on my balance?
Yes, you can earn a great interest rate on your account balance, which is calculated daily and paid into your account monthly.
Is there a minimum balance needed to open the account and keep it active?
No, there is no minimum balance required to open the account and keep it active.

Can I use tap and go on my Visa debit card?
Yes, your Visa debit card comes enabled with Visa payWave that enables you to perform tap and go transactions under $200.

Monthly Service Fees
Visa Debit Card Access
Direct Debit and Credit Facility
Choose your debit card design
Cheque Facility
Interest Rate
Internet and Mobile Banking
Bank @ Post
Branch Banking
Interest Calculated
Interest Paid

Use the arrows to scroll through the many Australian Military Bank Everyday Accounts options  RESET


Like what you see

Like what you see? Let us help you further

Your browser is out-of-date!
click here to access online banking click here to upgrade your browser