Savings Accounts

Are you saving for a special event, or a big purchase? Our savings accounts are perfect for everyday savers and for those in the Defence Forces. 

Christmas Club

Christmas Club Account

Don’t get caught short at Christmas time again. The Christmas Club Account is designed to help you save money for when you need it most. With limited withdrawals throughout the year and a direct credit facility available, the Christmas Club Account helps you stay on track with your savings for the festive season.



No minimum



interest rate


The Christmas Club Account has a number of features:

  • No account keeping fees
  • No minimum balance to get your savings started
  • Competitive interest rate
  • Interest calculated monthly and paid annually on 31 October
  • Withdrawals available between 1 November and 31 January each year
  • Over the counter access
To start saving for the holiday season with a Christmas Club Account,
apply online, call us on 1300 13 23 28, or visit your nearest branch.

Rates & Fees

Here’s a breakdown of the rates and fees for the Christmas Club Account:

  • Interest Rate: 0.25%
  • Monthly account keeping fee: $0

Download Fees and Charges Schedule


Here are the most common questions we get about our Christmas Club Account. Have a different question? Call us on 1300 13 23 28 to speak
to a consultant.

How is the interest calculated?
Interest is calculated monthly and is paid into your account on 31 October in a lump sum, to give your Christmas savings a boost.

When can I access my money?
You can make withdrawals from your account between 1 November and 31 January each year.

Can I access my money outside 1 November and 31 January?
The Christmas Club Account has restricted withdrawals to help you save. If you need to access your money outside of the access period, you can do so, however fees and charges apply.

What’s the best way to accumulate my savings?
The Christmas Club Account has a direct credit facility available. That means you can set up regular payments to go straight to your account.

Is there a minimum monthly balance required?
No, there is no minimum monthly balance required on the Christmas Club Account.

Interest Rate
Monthly Fees
Online Banking
Mobile Banking
Interest Calculated
Interest Paid
Restricted Withdrawals
Minimum Balance
Maximum Balance
Minimum Deposit
Minimum Withdrawal
Direct Debit and Credit Facility
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Branch Banking

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