Personal Loan
If you’re looking for a personal loan with set repayments, our Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan.
Flexible repayment
options
Fast approval
process
Apply online
in under 15 minutes
Overview
- Fixed rate loan
- Minimum loan size $4,000, maximum $75,000*
- Loan terms from 1-7 years
- Purpose includes consolidation loans
- Unsecured Loan
- The ability to make extra repayments or pay off your loan early without penalty
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- The option to make repayments straight from your salary
- $10 monthly fee
*$40,000 for debt consolidation
Rates & Fees
Here's a summary of the rates and fees for the Personal Loan:
- Interest rate: 8.95% p.a.
- Comparison rate*: 9.85% p.a.
*Comparison rate based on a $30,000 loan over 5 years unsecured. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Application fee: $150
- Monthly fee: $10
Additional fees, including a personal property security administration fee, may be payable. For more information please see our Fees and Charges Schedule.
Download our Fees and Charges Schedule
Questions
We get asked a lot of similar questions about our Fixed Rate Personal Loan, here are our most common ones. Call us on 1300 13 23 28 if you have a different question.
