Personal Loans

Enjoy the freedom to buy a new car, take a much-needed holiday or even tackle some home renovations. 

Personal Loan

Personal Loan

If you’re looking for a personal loan with set repayments, our Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan.

Flexible repayment


Fast approval


Apply online

in under 15 minutes


Key features of the Personal Loan:
  • Fixed rate loan
  • Minimum loan size $4,000, maximum $75,000* 
  • Loan terms from 1-7 years
  • Purpose includes consolidation loans
  • Unsecured Loan
  • The ability to make extra repayments or pay off your loan early without penalty
  • Flexible repayment frequency - pay weekly, fortnightly or monthly
  • The option to make repayments straight from your salary
  • $10 monthly fee
Applying for our Personal Loan is easy. Applications can be made online, by calling 1300 13 23 28, or by visiting your nearest branch.
*$40,000 for debt consolidation

Rates & Fees

Here's a summary of the rates and fees for the Personal Loan:

  • Interest rate: 9.99% p.a. 
  • Comparison rate*: 10.93% p.a. 

*Comparison rate based on a $30,000 loan over 5 years unsecured. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Application fee: $150
  • Monthly fee: $10

Additional fees, including a personal property security administration fee, may be payable.  For more information please see our Fees and Charges Schedule.

Download our Fees and Charges Schedule



We get asked a lot of similar questions about our Fixed Rate Personal Loan, here are our most common ones. Call us on 1300 13 23 28 if you have a different question. 

Can I may extra repayments on my loan?
Yes. You can make additional repayments on the Fixed Rate Personal Loan to help you pay it off sooner. 
Can I redraw excess funds from my loan?
No, the Fixed Rate Personal Loan does not have a redraw facility. Refer to the comparison table below for a full list of features. 
How much can I borrow?
You can borrow up to $75,000. ($40,000 for debt consolidation) 
Can I choose my repayment frequency?
Yes. You can choose the repayment frequency that best suits you - weekly, fortnightly or monthly.
How long do I have to pay off my loan?
You can pay off your loan over a period of 5 years or less and can make extra repayments at no extra charge.


Interest Rate
Comparison Rate*
Redraw Facility
Minimum Amount
Maximum Amount
Loan Period
Early Repayments without Penalty
Loan Repayments from Pay
Flexible Repayment Options
Maximum Car Age

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