Personal Loans

Enjoy the freedom to buy a new car, take a much-needed holiday or even tackle some home renovations. 

Debt Consolidation Loan

Debt Consolidation Loan


If you’re looking for a way to get on top of your existing debt, our Debt Consolidation Loan helps you manage all of your debt with one easy repayment.

No monthly



from your pay

Fast approval



Our Debt Consolidation Loan features:
  • Minimum loan size $1,000, maximum $40,000
  • Loan term of up to 5 years
  • The option to make extra repayments
  • The option to pay off your loan early without penalty
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • The option to make repayments straight from your salary
  • No monthly or annual fees
To apply for the Debt Consolidation Loan, you can submit an application online, call us on 1300 13 23 28 or visit your nearest branch.

Rates & Fees


Here’s a list of the rates and fees for the Debt Consolidation Loan:

  • Rate:  
  • Comparison rate*:

*Comparison rate based on a $30,000 loan over 5 years unsecured. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate.  

  • Application fee: $150
  • Monthly fee: $0
  • Annual fee: $0

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download the Schedule of Fees and Charges


Here are the most common questions we get asked about our Debt Consolidation Loan. Can’t see your question? Call us on 1300 13 23 28 to speak to a consultant.

Will Australian Military Bank help me to transfer across my existing debts?
Absolutely, our friendly consultants are happy to help you out. Give us a call if you’re unsure on 1300 13 23 18.

Can I make extra repayments on my loan?
Yes. You can make additional repayments on your loan and even better, there’s no penalty for early repayment.

Can I redraw funds paid in advance from my loan?
No, the Debt Consolidation Loan does not have a redraw facility. Refer to the comparison table below for all the features.

Can I choose my repayment frequency?
Yes. You can choose the repayment frequency that best suits you - weekly, fortnightly or monthly. That means you can align your repayment to your pay day or whenever suits you best.

How long do I have to pay off my loan? 
You have up to 5 years to pay off your loan but if you would like to reduce your loan term you can make additional repayments at no extra charge.

Interest Rate
Comparison Rate*
Redraw Facility
Minimum Amount
Maximum Amount
Loan Period
Early Repayments without Penalty
Loan Repayments from Pay
Flexible Repayment Options
Maximum Car Age

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