Investment Loans

We work hard to offer a range of straightforward, flexible and great-value investment home loans, for those looking to invest in the property market.

DHA Investment Loan

DHA Investment Loan

The Defence Housing Australia (DHA) Investment Loan is specifically for investors wanting to build their property portfolio with Defence Housing Australia. DHA properties offer guaranteed rental income, long term leases, quality properties and no tenanting obligations.

$0 annual



loan option


up to 90%4



The DHA Investment Loan has a number of features and options:

  • Variable interest rate
  • Minimum loan amount of $150,000
  • Loan term up to 30 years 
  • Additional repayments
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Split Option (with other Australian Military Bank home loans)
  • Offset available (on loans with principal and interest repayments only)
  • Borrow up to 90% of the property value4
  • Principal and interest or interest only2 repayments
Apply for the DHA Investment Loan online, over the phone on 
1300 13 23 28 or by visiting your nearest branch.

Rates & Fees


Here’s everything you need to know about the rates and fees for the DHA Investment Loan:​

  • Variable rate

Principal and Interest

  • Interest rate: 7.23% p.a.2
  • Comparison rate*: 7.27% p.a.3

Interest Only

  • Interest rate: 7.23% p.a.2
  • Comparison rate*: 7.27% p.a.3

*Comparison rate based on a loan of $150,000 repaid over 25 years. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Application fee: $500
  • Monthly fee: $8
  • Annual fee: $0
  • Mortgage discharge fee: $300
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20%
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Fees and Charges Schedule.

Download our Fees and Charges Schedule


We’re often asked similar questions about our DHA Investment Loan so here are our top five – can’t see your question? Call 1300 13 23 28.
Can I only purchase a Defence Housing property with this loan?
Yes, the DHA Investment Loan is designed specifically for the purpose of investing in Defence Housing.

Can I split this loan?
Yes. This home loan can be split with other Australian Military Bank home loans.

Can I redraw additional repayments from my loan?
Yes, a redraw facility is available on the DHA Investment Home Loan. 

Can I have a credit card to go with my loan?
Once your application is approved you’ll also be pre-approved for our Low Rate Visa Credit Card. Fees and charges apply. 

Interest Rates2

starting from

Comparison Rates3

starting from

Maximum Loan to Value Ratio4
Offset facility
Monthly Fees
Annual Fees
Additional Repayments
Split option available
Redraw facility ($500 minimum)
Minimum Loan Amount
Maximum Loan Period
Loan Purpose
Relationship Rewards5

Use the arrows to scroll through the many Australian Military Bank Investment Home Loans options  RESET


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