Investment Fixed Rate Home Loan
The Investment Fixed Rate Home Loan lets you plan financially with the certainty of fixed repayments at a competitive rate for either a 2 or 3 year period. It’s designed specifically so you can build your investment property portfolio.
Borrow
up to 90%4
2 or 3 year
fixed rate period
$0 annual
fees
Overview
The Investment Fixed Rate Home Loan features:
- Fixed interest rate for a period for 2 or 3 years
- Minimum loan amount of $150,000
- Loan term up to 30 years
- Flexible repayment frequencies - pay weekly, fortnightly or monthly
- Split Option (with other Australian Military Bank home loans)
- Low monthly fees
- Borrow up to 90% of the property value (inclusive of LMI)4
- Principal and interest or interest only2 repayments
Rates & Fees
Here’s everything you need to know about the rates and fees for the Investment Fixed Rate Home Loan:
Principal and Interest
2 Year Investment Fixed Rate Home Loan
- 2 Year Fixed Interest rate: 5.84% p.a.2
- 2 Year Fixed Comparison rate*: 6.52% p.a.3
3 Year Investment Fixed Rate Home Loan
- 3 Year Fixed Interest rate: 5.99% p.a.2
- 3 Year Fixed Comparison rate*: 6.49% p.a.3
Interest Only
2 Year Investment Fixed Rate Home Loan
- 2 Year Fixed Interest rate: 5.84% p.a.2
- 2 Year Fixed Comparison rate*: 6.52% p.a.3
3 Year Investment Fixed Rate Home Loan
- 3 Year Fixed Interest rate: 5.99% p.a.2
- 3 Year Fixed Comparison rate*: 6.49% p.a.3
*Comparison rate based on a loan of $150,000 repaid over 25 years. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges.
Different terms, fees or other loan amounts might result in a different comparison rate.
- Application fee: $450
- Monthly fee: $0
- Annual fee: $0
- Mortgage discharge fee: $120 + break fee if the loan is repaid during the fixed rate period
- Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20%
- 3rd party charges: Stamp duty, legal fees and valuation fees apply
Additional fees may be payable. For more information please see our Fees and Charges Schedule.
Download our Fees and Charges Schedule
Questions
We’re often asked similar questions about our Investment Fixed Rate Home Loan so here are our top five – can’t see your question? Call 1300 13 23 28.
Can I extend the fixed rate period on my loan?
Yes, at the end of the fixed rate period you can choose to re-fix your loan. Fees and charges apply.
Can I split this loan?
Yes. This home loan can be split with other variable rate home loans.
Can I redraw additional repayments from my loan?
No, a redraw facility is not available on the Investment Fixed Rate Home Loan. Refer to the comparison table below for the full range of features.
Can I only buy an investment property with this loan?
Yes. The Investment Fixed Rate Home Loan can only be used to purchase an investment property. The loan cannot be used for non-residential investments.
