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100% Mortgage Offset Account

100% Mortgage Offset Account


Our 100% Mortgage Offset Account is designed for customers who are looking to reduce their interest payable on an eligible linked home loan, whilst also having the flexibility to access their funds at any time.

100% offset

from your Home Loan balance

Zero

monthly or annual account service fee

No minimum

account balance to get started

Overview

The 100% Mortgage Offset Account is available for eligible Australian Military Bank home loans. It features: 

  • No annual or monthly account service fee 
  • Electronic Statements 
  • No minimum balance or deposit amount required. 
  • Access to fast and simple payments with PayID 
  • Full access to your funds whenever you need them. 
To open a 100% Mortgage Offset Account, call us on 1300 13 23 28, or visit your nearest branch.

 

 

Rates & Fees

Here’s a summary of the fees for the Mortgage Offset Account. 

Monthly Fees: 

Monthly service fee: $0 

Additional fees and charges may be payable. For more information please see our Fees and Charges Schedule. 

Questions

Here are the top questions we get asked about our 100% Mortgage Offset Account.  Can’t see your question? Call 1300 13 23 28. 

Who is eligible for a Mortgage Offset Account? 

The 100% Mortgage Offset Account can be linked to any of the following eligible Home Loans: 

  • DHOAS Value Home Loan 
  • DHOAS Standard Home Loan 
  • Value Home Loan 
  • Standard Home Loan 
  • Investment Value Home Loan. 

How is the interest calculated for a home loan with a linked 100% Mortgage Offset account? 

Interest on a home loan is calculated based on its closing balance each day and charged each month. So the amount as well as the number of days you have the funds in your 100% Mortgage Offset account during the month will be used when calculating how much interest is charged to your home loan each month. 

Is there a minimum balance needed to open the account and keep it active? 

No, there is no minimum balance required to open the account and keep it active. 

Does the account come with a Visa debit card? 

Yes, you can link a Visa Debit card to your 100% Mortgage Offset account which will be enabled with Visa payWave for contactless payments.

Features
Monthly Service Fees
Visa Debit Card Access
Direct Debit and Credit Facility
Choose your debit card design
Cheque Facility
Interest Rate
Internet and Mobile Banking
ATM and EFTPOS
Bank @ Post
Branch Banking
Interest Calculated
Interest Paid

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Military Kids Account

Military Kids Account


An everyday transaction account designed to be used in tandem with our Online Saver. It’s the perfect way for your child to learn responsible spending habits in a safe way.

Visa card

from 11 years of age

Parental signatories

available

$0

monthly account fees

Overview

 

Features of our Military Kids Account are:

  • No monthly account keeping fee 
  • No transaction fees 
  • No minimum balance 
  • Free Visa Debit card from 11 years of age 
  • Track spending through Internet and Mobile Banking 
  • Account visibility and flexibility for parents/guardians, with the added protection of spend limits 
  • Automatically converts to our Military Rewards Account when the account holder turns 18 
To open a Military Kids Account call us on 1300 13 23 28, or visit your nearest branch.
Apply Now

Rates & Fees

Here’s a summary of the rates and fees for the Military Kids Account: 

  • Interest rate: 0.01% p.a.

Interest is calculated daily and paid monthly.

Additional fees may be payable. For more information, please see our Fees and Charges Schedule. 

Download our Fees and Charges Schedule
 

Apply Now

Questions

 

Here are our top questions about the Military Kids Account. Have a different question? Call us on 1300 13 23 28 to speak to a consultant.

 

When can my child have a Visa Debit card? 
When your child turns 11 years of age, they will be able to order a Visa Debit card in their name. 

 

How is the interest calculated?
Interest is calculated daily and is paid into the account monthly.

 

Is a signatory needed on accounts for children under the age of 11? 
If a child is under 11 years of age, a parent/guardian must open the account on the child’s behalf and be an authorised signatory for the account to operate. Children are not permitted to personally transact on an account if under 11 years of age. For more information on responsibilities and privileges of an authorised signatory refer to clause 1.7 Third Party authorised signatories in our Terms and Conditions. 

 

What happens when my child turns 18?
When your child turns 18, the account will automatically convert to a Military Rewards Account. We will contact you when this occurs. 

Apply Now

Features
Monthly Service Fees
Visa Debit Card Access
Direct Debit and Credit Facility
Choose your debit card design
Cheque Facility
Interest Rate
Internet and Mobile Banking
ATM and EFTPOS
Bank @ Post
Branch Banking
Interest Calculated
Interest Paid

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Digital Wallets

Apple Pay

Using Apple Pay is simple and it works with the devices you use every day. Your card information is secure because it isn't stored on your device or shared when you pay.1

Notice of Meeting AGM 2019

Green Loan

Green Loan

 

An unsecured personal loan that can be used to finance the purchase of approved environmentally friendly products.

Go green to

reduce your bills

Fast approval

process

Apply Online

in under 10 minutes

Overview


Key features of the Green Loan are:
 
  • Minimum loan amount $4,000, maximum $75,000
  • Loan Purpose: Energy, Hot Water, Battery Storage, Insulation, Energy Efficient Cooling/Heating, Water Capture & Recycling, 5-star rated or higher household appliances.
  • Loan terms from 1-7 years
  • Unsecured Loan
  • The ability to make extra repayments or pay off your loan early without penalty
  • Flexible repayment frequency - pay weekly, fortnightly or monthly
  • The option to make repayments straight from your salary
  • $10 monthly fee
To apply for the Green Loan, apply online, call us on 
1300 13 23 28, or visit your nearest branch.
Apply Online
Calculate

Rates & Fees


Here's a summary of the rates and fees for the Green Loan:
 
  • Interest rate: 7.15% p.a.
  • Comparison rate*: 8.06% p.a.

*Comparison rate based on a $30,000 loan over 5 years unsecured. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Application fee: $150
  • Monthly fee: $10
Additional fees may apply. For more information please see our Fees and Charges Schedule.

Download our Fees and Charges Schedule

Apply Online
Calculate

Questions


Here are the most common questions we get asked about our Green Loan. Have a different question? Call us on 1300 13 23 28.

What is a green loan?
A green loan is a type of unsecured loan that can be used to fund the purchase and installation of approved clean energy products, helping you lower your power bills while supporting the health of the planet. Australian Military Bank green loans can provide a lower interest rate than traditional personal loans or credit cards, and with terms of up to 7 years, offer affordable repayments to help more homeowners access the benefits of clean energy technology.

What can I specifically use a green loan for?
Green loans can only be used to fund the purchase and installation of energy efficient products. They include:

  • Energy: Solar panels and systems, photo voltaic (PV) panels and systems, wind turbines and micro hydro systems [all domestic purpose only].
  • Hot Water: Solar hot water systems, solar pool heater and energy efficient instantaneous hot water systems.
  • Battery Storage
  • Insulation: Roof & wall insulation and certified double or triple glazing for windows.
  • Energy Efficient Cooling / Heating: External awnings; split system, evaporative cooler or high star rated, zoned air conditioner; gas, solar, hydronic or reverse cycle air conditions with a min 5-star rating; highly efficient electric heaters or solar, hydronic or heat pump system (min 5 from 6 or 6 from 10 stars); and home ventilation systems.
  • Water Capture & Recycling: Rainwater tanks, water pumps, grey or black-water treatment systems.
  • Household: Energy efficient whitegoods and appliances (min 5 from 6 or 6 from 10 stars), water efficient whitegoods and appliances (min 5 from 6 stars), light emitting diode (LED) lighting, other energy efficient lighting, Tesla Power Wall and solar appliances.

Is the Australian Military Bank Green Loan applicable for hybrid cars?
No, this is currently not available as a loan purpose. However, we can assist with the purchase of a vehicle through our competitive Car Loans. 

What do I need to access funds?
Members will need a receipt or invoice for funds to be released. These will be paid directly to the supplier.

How do I apply for the Australian Military Bank Green Loan?
Please refer to our guide for more information on the application process - Download

Apply Online
Calculate

Interest Rate
Comparison Rate*
Redraw Facility
Minimum Amount
Maximum Amount
Loan Period
Early Repayments without Penalty
Loan Repayments from Pay
Flexible Repayment Options
Maximum Car Age

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We're changing the way we calculate credit card interest

We're changing the way we calculate credit card interest

We’re transforming your banking experience!

We’re excited to announce that we have started on a journey of transformation by investing in new technology to upgrade our internet and mobile banking services launching late February 2018.

The new digital service offerings included in the new internet and mobile banking services are; budgeting tools & calculators, PIN change and card activation, real time alerts, offers and online account opening, OTP – Two factor authentication, NPP Registration, card block services and improved communication preferences.

Member focused innovation

  • Budgeting tools & calculators
  • PIN change & card activation
  • Real time alerts
  • International payments
  • Offers & online account opening
  • Faster turnaround times
  • New payments platform (NPP)

Registering for the first time

Upgrading our technology

  • Investment made to upgrade systems and banking functionality
  • Partnering with a world class company for delivery
  • Allowance for additional partnership plug ins
  • New Internet Banking
  • New Mobile Banking

Our new Internet & Mobile Banking services

What you need to update?

In preparation for your new banking experience we’re asking members to make sure to update their contact details, email and mobile phone numbers.

When you log into your NEW Internet Banking; you can update your details by clicking on the 'My Profile' tab and then 'Edit' your personal details.

Log into Internet Banking
Log into Mobile Banking

Improved online services

Enhanced security measures

  • OTP – Two factor authentication
  • Communication preferences
  • Card block services
  • Enhanced fraud detection
  • Move to secured cloud services
  • Real time alerts for transactions

Your One Time Password (OTP)

Did you know?

When you want to transfer money to someone, you’ll need the recipients BSB and account number; or if anyone is transferring money into your account; you’ll need your BSB and account number.

The BSB for Australian Military Bank is: 642 170

You can find this information when you log into your NEW Internet Banking next to each of your accounts, displaying your BSB and A/c. Number.

Where to find your BSB

Frequently Asked Questions about the new digital banking services

Whilst the journey of transformation is an exciting one, we know that there are questions you'll need answering. See below FAQs; if you have any other questions, please feel free to call us on 1300 13 23 28.

What is this transformation, why is it happening and when will it happen?

Our members’ financial needs are profoundly changing the way in which they interact with their bank, so we have recently commenced on a transformation journey by investing in new technologies to align with these expectations.

The new core banking system, internet banking platform and mobile banking app aimed at launching in late February 2018 is aimed at providing an enhanced member experience including on demand automation and enhanced digital offerings.

What enhancements will the new internet banking & mobile banking app provide you?

Some enhancements included in the new internet and mobile banking services are:

  • Budgeting tools – enabling you to track spending, set up goals on accounts and track savings, as well as a range of handy calculators to help budget when looking to borrow monies;
  • Card PIN change – enabling you to reset a customisable card PIN online;
  • Increased security functionality – One Time Password (OTP) two factor authentication further protecting members transactions;
  • Real time alerts – on balances, deposits or withdrawals made;
  • International payments – enabling you to send monies overseas online;
  • Offers – advising you of current offers and events available to take advantage of and having the ability to apply directly online;
  • Communication preferences – the ability to select how you would like to hear from us and the ability to send us secure mail service requests, and finally;
  • New Payments Platform registration – providing you with the choice of making real time payments through the New Payments Platform (NPP).

Is there anything I need to do before the launch in late February 2018?

Yes, please ensure your current contact details (email address, mobile and landline numbers) are correct. This can be easily checked and updated via online banking, contacting us on 1300 13 23 28, or visiting your local branch.

Will all my account information and balances come across to the new system?

Yes, you won’t need to worry as all active accounts, cards, and records will migrate to the new system. Members who have payroll allocation splits will see a difference in how these are displayed within their transaction listings.

Will my accounts change?

Your accounts will not change; however, they will be reflected differently in the new system. From the conversion date, all accounts will be reflected with a BSB and 9-digit account number, as opposed to the current alpha - numeric description. For example:
 

Current Account Description New Account Description

Military Rewards Account

S18

Military Rewards Account

BSB: 642 170                                

Account: 100XXXXXX

 

How do I find out what my BSB and account numbers are for all my accounts?

The Australian Military Bank BSB (642 170) and your 9-digit account numbers are located on Internet Banking. Click on the “Services & Help” tab and “BSB Information”.  Alternatively, you can find this on your statements in the “Accounts Summary” section. You can also contact us on 1300 13 23 28 or visit your local branch to find out more.

Will there be any outages where I won’t have access to services like ATM, Internet and Mobile Banking?

On the weekend of the transition, we will be migrating to the new systems. There will be limited to no outages to ATMs so you will still be able to access cash via ATMs and EFTPOS facilities. However the internet banking service and the mobile banking app will not be available during this time and the new and improved internet banking and mobile banking app will be available again for the launch in late February 2018. We ask and thank you for your patience over this weekend as we work towards delivering an easy and modern banking service dedicated to the Australian Defence Community. 

Will I still use the same log in and password for Internet Banking?

When you log into Internet Banking from late February 2018, you’ll be prompted to re-register/reset a new password via the “New to Online Banking” link.  You’ll need to enter a one-time-password (OTP) to securely identify yourself and then set up a new password (8-16 characters long). You’ll then be prompted to set up your secret question. The process should only take a few minutes, however once you have completed this; you can enjoy all the new design functionalities that the new Internet Banking platform will provide. 

I have bookmarked the Internet Banking link, why does it no longer work?

From launch in late February 2018, we will have a new internet banking platform. Therefore, you will need to remove your current bookmark link of the old internet banking platform and bookmark the NEW link in late February 2018.

There are unusual characters and symbols as well as different fonts that appear when I am on Internet Banking, how can this be fixed?

Some users may find these issues when using Internet Explorer. To avoid this, download and use Google Chrome as your main browser when using Internet Banking.

What is a secret question and what is it used for?

Your secret question can be set up in internet banking and this secret question will allow you to be identified when you visit us in branch or when you contact us on 1300 13 23 28, or if you want to change your password for internet banking in the future.

Will I still use the same passcode to log into the Mobile Banking App?

From late February 2018, our mobile app will be replaced with a completely new version. Therefore all members will need to download the new app from Google Play Store for Android or the iTunes Store for Apple. Once downloaded, members will be prompted to re-register and set a new 4 digit passcode. Once set, members can enjoy the new design functionalities that the new mobile app will provide.

What is a one-time password and why do I need it?

As part of our ongoing commitment to member security, we’ve implemented Two Factor Authentication security to ensure your banking is secure when transacting through the internet or your mobile. The one-time password (OTP) is an automatically generated numeric string of characters that authenticates specific transactions and is a secure way to protect you. The OTP is sent directly to your email address, mobile or landline number, so it’s important that we hold your current email address and mobile/landline numbers on file.

Are there any other changes I will need to know about the Bank Transformation?

Yes, as part of our migration to the new core banking system, we’ve reviewed some of our Fees & Charges and our Terms & Conditions. These changes can be located on our website.

If I have any questions about any of the above changes, how can I contact the bank?

If you have questions about the new core banking, internet banking and mobile banking app being launched in late February 2018, you can contact us by:

Do we need to change our details to ensure our pay is sent to the right account?

If you have had a previous direct credit instruction / payroll allocation instruction this will remain in place. What you will see however is the credit / payroll will be credited directly to one account and then distributed accordingly to your other account as per your instructions on file.

If you find you want to change the account your credit / payroll is directed to, please email us at service@australianmilitarybank.com.au.

Alternatively, if you want to change where your employer credits your salary, you can provide them the BSB (642 170) and 9 digit account number.

 

Please note: Your account number is a 9-10 digit numeric sequence as per the following example:

  Format Used For
Member # 2-7 Digits
  • Logging into Internet & Mobile Banking
  • Verifying yourself over the phone
BSB Australian Military Bank
BSB number: 642 170
  • Transferring & receiving money externally
Account # 9-10 digits
  • Transferring & receiving money both internally & externally
  • Identifies each of your accounts

There is no need for members to use the old alpha numeric format anymore for e.g. your old S18 is now your Military Rewards Account with a 9 digit account #.

How do I disable the alerts I receive?

There are two types of alerts members receive.

  1. OTP for Internet and Mobile Banking: This verifies your security when you register for Internet and Mobile Banking or want to set up specific functions for example, creating a new BPAYee.
  2. Account specific alerts: These aim to advise members that a payment has been processed successfully or that you have reset your password.

Some account alerts can be disabled via Internet Banking if you go to the 'My Profile' menu, then 'Alerts' on the right-hand side. Choose your accounts and ensure SMS and Email is set to 'No'. This can also be modified via Mobile Banking once you login. Click the top left-hand corner menu, then press 'Settings', then 'Alerts'.

When choosing to send an OTP via email, it arrives too late and becomes ‘expired’. How do I receive a quicker OTP?

Based on member feedback, we've extended the time you've got to use your OTP to 6 minutes.

I’m receiving errors when transferring via BPAY.

Biller codes changes from time to time. As part of the new system we have migrated all members address books (BPAY and external accounts) to Internet and Mobile Banking. However some biller codes have changed over the course of the last few years, and it’s a timely refresher for members to check that the biller codes in their address books are correct. If they are not, members can either edit the biller in their book or delete it and set up a new one.

You can view your demonstration video on how to add, edit or delete a payee here.

I’m receiving errors when transferring from an Australian Military Bank account to an external bank account.

Please ensure you have enough funds in your ‘From’ account and are inserting the correct details of the recipient’s BSB and account number.

I’m receiving errors when transferring internally to another member of Australian Military Bank.

Please ensure you have enough funds in your ‘From’ account and are inserting the correct details of the Australian Military Bank BSB (642 170) and the recipient’s account number. You can validate whether you have enough funds by checking your ‘Available Balance’.

You can view our demonstration video on how to make a payment here.

Everyday Accounts

Military Rewards Account

Interest on the Military Rewards Account is calculated daily and paid monthly to members' accounts.

BalanceInterest Rate
Whole of balance0.01% p.a.

Access Account

Interest on the Access Account is calculated on the minimum monthly balance and credited to members' accounts on the 31st of May each year.

BalanceInterest Rate
Whole of balance0.01% p.a.

Military Kids Account

Interest on the Military Kids Account is calculated daily and credited to members’ accounts monthly. 

BalanceInterest Rate
Whole of balance0.01% p.a.

Recruit Salary Saver Account

Interest on the Recruit Salary Saver is calculated daily and paid monthly to members' accounts.

BalanceInterest Rate
Whole of balance1.05% p.a.

Pension Access Account

Interest on the Pension Access Account is calculated daily and paid monthly to members' accounts.

BalanceBalance
Tier 1 - $0 up to $49,2000.25% p.a.
Tier 2 - $49,201 to $250,0000.80% p.a.
Tier 3 - more than $250,0000.25% p.a.

Overdrafts

Type of LoanInterest RateComparison Rate
Legacy Overdraft (Existing accounts only - product closed to new business)16.65% paN/A

Online Saver

Interest on the Online Saver Account is calculated daily and paid monthly to members' accounts.
The bonus interest rate is applied to the full account balance when a balance between $0 and $500,000 is maintained and no withdrawals are made during the month.

BalanceInterest Rate
$0 to $500,0000.10% p.a.
Bonus Interest4.25% p.a.
Maximum Interest EarntUp to 4.35% p.a.

DIY Super Saver Account

Interest on the DIY Super Saver Account is calculated daily and paid monthly to members' accounts.

BalanceInterest Rate
Whole of balance3.75% p.a.

Christmas Club

Interest on the Christmas Club Account is calculated on the minimum monthly balance and credited to members' accounts on the 31st of October each year.

BalanceInterest Rate
Whole of balance0.25% p.a.

Investment Plus

Interest on the Investment Plus term deposits is paid on maturity for terms up to and including 12 months. For any term that exceeds 12 months, interest is paid annually. Investment Plus interest rates also apply for Teen Plus. Interest in this case, is paid on maturity and a minimum deposit size of $500 applies.

Term$1,000 and above
3 Months3.50% p.a.
4 Months4.30% p.a.
5 Months4.45% p.a.
6 Months4.65% p.a.
7 to 8 Months4.50% p.a.
9 Months4.50% p.a.
10 to 11 Months4.60% p.a.
12 Months4.45% p.a.
13 to 15 Months4.30% p.a.
16 to 23 Months3.80% p.a.
24 to 36 Months3.80% p.a.

Income Plus

Interest on the Income Plus Term Deposits is paid monthly and a minimum deposit size of $1,000 applies.

Term$1,000 and above
3 Months3.40% p.a.
4 Months4.20% p.a.
5 Months4.35% p.a.
6 Months4.55% p.a.
7 to 8 Months4.40% p.a.
9 Months4.40% p.a.
10 to 11 Months4.50% p.a.
12 Months4.35% p.a.

Capital Guaranteed Super and Pension

Interest on the variable rate investment option is calculated daily and paid monthly to members' accounts.
The minimum fixed term investment is $20,000. Interest is calculated daily and paid at maturity to members' accounts.

BalanceInterest Rate
12 month Fixed Term Investment Option4.45% p.a.
24 month Fixed Term Investment Option3.80% p.a.
36 month Fixed Term Investment Option3.80% p.a.
Variable Rate Investment Option ($0 - $9,999)0.25% p.a.
Variable Rate Investment Option (>$10,000)0.25% p.a.

DHOAS Variable Rate Home Loans

Type of LoanInterest Rate1Comparison Rate2
DHOAS RateSaver Home Loan5.89% p.a.5.92% p.a.
DHOAS Value Home Loan 6.29% p.a.6.32% p.a.
DHOAS Standard Variable Home Loan6.73% p.a.6.76% p.a.
DHOAS Construction Home Loan6.53% p.a.6.56% p.a.

DHOAS Fixed Rate Home Loans

Type of LoanInterest Rate3Comparison Rate2
DHOAS 1 Year Fixed Rate Home Loan5.99% p.a.6.69% p.a.
DHOAS 2 Year Fixed Rate Home Loan5.59% p.a.6.54% p.a.
DHOAS 3 Year Fixed Rate Home Loan5.74% p.a.6.48% p.a.
DHOAS 5 Year Fixed Rate Home Loan6.05% p.a.6.46% p.a.

Variable Rate Home Loans

Type of LoanInterest Rate1Comparison Rate2
RateSaver Home Loan5.89% p.a.5.92% p.a.
Standard Variable Home Loan6.73% p.a.6.76% p.a.
Value Home Loan6.29% p.a.6.32% p.a.
Construction Home Loan6.53% p.a.6.56% p.a.

Fixed Rate Home Loans

Type of LoanInterest Rate3Comparison Rate2
1 Year Fixed Rate Home Loan5.99% p.a.6.69% p.a.
2 Year Fixed Rate Home Loan5.59% p.a.6.54% p.a.
3 Year Fixed Rate Home Loan5.74% p.a.6.48% p.a.
5 Year Fixed Rate Home Loan6.05% p.a.6.46% p.a.

Investment Home Loans

Type of LoanInterest Rate1Comparison Rate2
Investment RateSaver Home Loan6.14% p.a.6.17% p.a.
Investment Value Home Loan - Principal and Interest6.54% p.a.6.57% p.a.
Investment Value Home Loan - Interest Only6.98% p.a.7.02% p.a.
2 Year Investment Fixed Rate Home Loan5.84% p.a.6.78% p.a.
3 Year Investment Fixed Rate Home Loan5.99% p.a.6.73% p.a.
2 Year Investment Fixed Rate Home Loan - Interest Only5.84% p.a.6.78% p.a.
3 Year Investment Fixed Rate Home Loan - Interest Only5.99% p.a.6.73% p.a.
Investment Construction Home Loan6.78% p.a.6.82% p.a.

Car Loans

Type of LoanInterest RateComparison Rate1
Car Loan6.95% p.a.7.89% p.a.

Personal Loans

Type of LoanInterest RateComparison Rate
Green Loan7.15% p.a.8.06% p.a.
Fixed Rate8.95% p.a.9.85% p.a.

Low Rate Visa Credit Card

Type of LoanInterest RateComparison Rate
Purchases111.99% p.a.N/A
12 Month Balance Transfer0.00% p.a.N/A
Cash advances19.99% p.a.N/A

Fees and Charges

 

Download our Fees and Charges Schedule

 

Australian Military Bank provides the following services free of charge to members:
 

  • Cash withdrawals in branch.
  • Internal transfers through online or mobile banking.
  • Deposits of any kind.
  • Debit Card transactions where the 'Credit' button selected on the EFTPOS terminal.
  • Visa Debit Card bill payments.
  • Free Everyday banking for ADF recruits with the Recruit Salary Saver Account.
     

Useful links

The reference rates are our interest rates without any discounts applied.

Your reference rate can be found in your loan contract.

Reference Rates

Type of LoanInterest RateComparison Rate1
DHOAS fixed revert rate6.73% p.a.6.76% p.a.
Non-DHOAS fixed revert rate6.73% p.a.6.76% p.a.
Investment fixed revert rate6.98% p.a.7.02% p.a.
Standard Variable Home Loan8.85% p.a.8.89% p.a.
Home Equity Overdraft (not for sale)6.90% p.a.na
Overdraft (not for sale)16.65% p.a.na

"Australian Military Bank have looked after all my banking needs since 1999. I am Australian Military Bank through and through."
Catriona, NSW - member since 1999
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