Trailer Insurance
Need your trailer to be ready when you are? CGU cover theft, damage, fire and more.
Cover
for damage and theft
24/7
Claims
Option to pay
by the month
Overview
Need your trailer to be ready when you are? CGU cover theft, damage, fire and more.
Includes:
- New replacement - CGU can replace your trailer with a new one if it's written off in its first 2 years in an incident CGU cover (your trailer must have been new or a demonstration model when you bought it).1
- Fire and flood - You’re covered if your trailer is damaged by fire, storm, flood or tsunami.
- Emergency repairs - CGU covers you for agreed emergency repairs you need to make after an incident it covers, so that your trailer’s safe to tow (up to $800).
- Theft and damage - You’re covered if your trailer is vandalised, stolen or accidentally damaged.
- Towing and storage - CGU pays for towing to a repairer or safe place if your trailer is damaged and can’t be used after an incident it covers. CGU also pays reasonable storage costs for your trailer until it’s repaired or CGU settles your claim (whichever comes first).
What you need to know:
1 Conditions apply to this additional benefit, including that your trailer must weigh less than 3.5 tonne.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
View Product Disclosure Statement (PDS)
View Premium, Excess & Discounts Guide (PED)
View Target Market Determination (TMD)
Inclusions
What’s included:
- New replacement - CGU can replace your trailer with a new one if it's written off in its first 2 years in an incident CGU cover (your trailer must have been new or a demonstration model when you bought it).1
- Fire and flood - You’re covered if your trailer is damaged by fire, storm, flood or tsunami.
- Emergency repairs - CGU covers you for agreed emergency repairs you need to make after an incident it covers, so that your trailer’s safe to tow (up to $800).
- Theft and damage - You’re covered if your trailer is vandalised, stolen or accidentally damaged.
- Towing and storage - CGU pays for towing to a repairer or safe place if your trailer is damaged and can’t be used after an incident it covers. CGU also pays reasonable storage costs for your trailer until it’s repaired or CGU settles your claim (whichever comes first).
What you need to know
1 Conditions apply to this additional benefit, including that your trailer must weigh less than 3.5 tonne.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Questions
Here are our most common questions about our Trailer Insurance. Have a different question? Call us on 1300 13 23 28 to talk with one of our friendly team members.
Do you offer flexible payment options?
Yes, you can choose to pay fortnightly, monthly or quarterly at no extra cost.
How do I make a claim?
If you need to make a claim under your insurance, simply call CGU Claims on 13 24 80 to make a paperless claim. They’re available 24 hours a day, 7 days a week.