Our range of DHOAS home loans are specially tailored to those in the Australian Defence Forces – with great rates and flexibility.

DHOAS Value Home Loan

DHOAS Value Home Loan

Our DHOAS Value Home Loan gives you the flexibility of a variable interest rate and has a 100% offset facility to help reduce your overall repayments and loan term.



Offset Facility



No monthly

or annual fees


The DHOAS Value Home Loan features:
  • The option to make extra repayments to reduce your loan term
  • Loan term up to 30 years
  • Minimum loan amount of $150,000
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Redraw facility
  • Split Option (with other DHOAS loans)
  • No monthly or annual fees
Apply for the DHOAS Value Home Loan online, over the phone on
1300 13 23 28 or by visiting your nearest branch.

Rates & Fees


Here’s everything you need to know about the rates and fees for the DHOAS Value Home Loan:

  • Interest rate:  6.98% p.a.2
  • Comparison rate: 7.02% p.a.3

Comparison rate based on a loan of $150,000 repaid over 25 years. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Establishment fee: $450
  • Monthly fee: $0
  • Annual fee: $0
  • Mortgage discharge fee: $120
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20%
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Fees and Charges Schedule.

Download our Fees and Charges Schedule


We’re often asked similar questions about our DHOAS Value Home Loan so here are our top five – can’t see your question? Call 1300 13 23 28.

Can I may extra payments on my loan?
Yes. You can make additional repayments on your loan.
Can I redraw additional funds from my loan?
Yes. If you’re ahead in your repayments, you have the option to redraw money (minimum of $500) when you need it.
Can I link an offset account to my loan?
Yes. The DHOAS Value Home Loan has a 100% offset account as an added benefit.
Can I split my loan with another loan?
Yes. You can split your home loan with another DHOAS Home Loan.
Can I choose my repayment frequency?
Yes. You can choose the repayment frequency that best suits you - weekly, fortnightly or monthly repayments.

Interest Rates2

starting from

Comparison Rates3

starting from

Maximum Loan to Value Ratio (LVR)4
Relationship Rewards6
Offset Facility Option
Redraw Facility
Extra Repayments
Ongoing Fees
Establishment Fee
Loan Period
Interest Only Option
Split Option (with other DHOAS loans)
Buying a Home

Use the arrows to scroll through the many Australian Military Bank DHOAS Home Loans options  RESET


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